Bank of Queensland (ASX:BOQ) Net Debt Paydown Yield % : 40.93% (As of Jul. 09, 2026)


ASX:BOQ Bank of Queensland Ltd ASX:BOQ
58 GF Score
Price A$6.29
GF Value A$6.44
Valuation Fairly Valued
! 2 Warning Signs
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What is Bank of Queensland Net Debt Paydown Yield %?

Bank of Queensland ASX:BOQ -0.63% 58 Net Debt Paydown Yield % is 40.93% as of Jul. 09, 2026. GuruFocus rates ASX:BOQ with a GF Score™ of 58/100 and a GF Value™ of A$6.44 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,418 Banks companies, Bank of Queensland ranks better than 94.85% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Bank of Queensland's Net Debt Paydown Yield % was 40.93%.


Bank of Queensland  (ASX:BOQ) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Bank of Queensland Net Debt Paydown Yield % Related Terms


Bank of Queensland Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Bank of Queensland's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Queensland Net Debt Paydown Yield % Chart

Bank of Queensland Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -46.45 -109.75 -8.35 36.53 23.10

Bank of Queensland Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.18 36.53 18.38 23.10 36.13

ASX:BOQ vs PNC, USB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Bank of Queensland's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Queensland Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Queensland's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Bank of Queensland's Net Debt Paydown Yield % falls into.


ASX:BOQ
58GF Score
Bank of Queensland Ltd ASX:BOQ
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Queensland Net Debt Paydown Yield % Calculation

Bank of Queensland's Net Debt Paydown Yield % for the quarter that ended in Feb. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 17682.5-16019.5 )/4602.416
=36.13 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 40.93% mean?
Bank of Queensland (ASX:BOQ) has a Net Debt Paydown Yield % of 40.93% as of Jul. 09, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank of Queensland and its competitors. According to the industry distribution chart, Bank of Queensland ranks #73 out of 1418 companies in the Banks industry, placing it in the top 5.1%.
Is Bank of Queensland's Net Debt Paydown Yield % too high?
Bank of Queensland's current Net Debt Paydown Yield % is 40.93%. Based on the distribution chart, Bank of Queensland ranks #73 out of 1418 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Queensland has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Queensland ranks #73 out of 1418 companies for Net Debt Paydown Yield %. This places Bank of Queensland in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank of Queensland and its competitors. Bank of Queensland's current Net Debt Paydown Yield % is 40.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Based on GuruFocus' analysis, Bank of Queensland (ASX:BOQ) is currently considered Fairly Valued. The stock's GF Value™ is A$6.44, compared to a current price of A$6.29 — trading 2.3% below its estimated fair value. The current Net Debt Paydown Yield % is 40.93%. Bank of Queensland's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Bank of Queensland (ASX:BOQ), the current Net Debt Paydown Yield % is 40.93% as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Queensland (ASX:BOQ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Queensland stock appears to be undervalued. The current stock price of A$6.29 is trading 2.3% below its estimated GF Value™ of A$6.44. GuruFocus considers Bank of Queensland to be Fairly Valued.

Key valuation signals for ASX:BOQ:

  • Net Debt Paydown Yield %: 40.93%
  • GF Value™: A$6.44 vs. price of A$6.29 (2.3% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the ASX:BOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Queensland Business Description

Address 100 Skyring Terrace, Level 3, Newstead, QLD, AUS, 4006
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
58GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$6.29
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