Bank of Queensland (ASX:BOQ) Debt-to-Asset : 0.16 (As of Feb. 2026)

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Director of Data and Quant Analytics at GuruFocus
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ASX:BOQ Bank of Queensland Ltd ASX:BOQ
53 GF Score
Price A$6.68
GF Value A$6.41
Valuation Fairly Valued
! 2 Warning Signs
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What is Bank of Queensland Debt-to-Asset?

Bank of Queensland ASX:BOQ +0.75% 53 Debt-to-Asset is 0.16 as of Feb. 2026. GuruFocus rates ASX:BOQ with a GF Score™ of 53/100 and a GF Value™ of A$6.41 (Fairly Valued). The stock has 2 warning signs investors should review.

Bank of Queensland's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was A$0 Mil. Bank of Queensland's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was A$15,236 Mil. Bank of Queensland's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Feb. 2026 was A$98,303 Mil. Bank of Queensland's debt to asset for the quarter that ended in Feb. 2026 was 0.15.

Bank of Queensland  (ASX:BOQ) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Bank of Queensland Debt-to-Asset Related Terms

Bank of Queensland Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Bank of Queensland's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Queensland Debt-to-Asset Chart

Bank of Queensland Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.19 0.18 0.18 0.17

Bank of Queensland Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.18 0.17 0.17 0.16

ASX:BOQ vs USB, PNC: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Bank of Queensland's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of Queensland Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Queensland's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Bank of Queensland's Debt-to-Asset falls into.


ASX:BOQ
53GF Score
Bank of Queensland Ltd ASX:BOQ
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Queensland Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Bank of Queensland's Debt-to-Asset for the fiscal year that ended in Aug. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 16803) / 100526
=0.17

Bank of Queensland's Debt-to-Asset for the quarter that ended in Feb. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 15236) / 98303
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.16 mean?
Bank of Queensland (ASX:BOQ) has a Debt-to-Asset of 0.16 as of Feb. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Bank of Queensland and its competitors.
Is Bank of Queensland's Debt-to-Asset too high?
Bank of Queensland's current Debt-to-Asset is 0.16. Overall, Bank of Queensland has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's Debt-to-Asset compare to USB and PNC?
Bank of Queensland's Debt-to-Asset of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Bank of Queensland and its competitors. Bank of Queensland's current Debt-to-Asset is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Based on GuruFocus' analysis, Bank of Queensland (ASX:BOQ) is currently considered Fairly Valued. The stock's GF Value™ is A$6.41, compared to a current price of A$6.68 — trading 4.2% above its estimated fair value. The current Debt-to-Asset is 0.16. Bank of Queensland's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Bank of Queensland (ASX:BOQ), the current Debt-to-Asset is 0.16 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Queensland (ASX:BOQ) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Queensland stock appears to be overvalued. The current stock price of A$6.68 is trading 4.2% above its estimated GF Value™ of A$6.41. GuruFocus considers Bank of Queensland to be Fairly Valued.

Key valuation signals for ASX:BOQ:

  • Debt-to-Asset: 0.16
  • GF Value™: A$6.41 vs. price of A$6.68 (4.2% above fair value)
  • GF Score™: 53/100 with 2 warning signs

No single metric tells the full story. See the ASX:BOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Queensland Business Description

Address 100 Skyring Terrace, Level 3, Newstead, QLD, AUS, 4006
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
53GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$6.68
Price
A$6.41
GF Value