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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Bank of Queensland's Total Liabilities for the quarter that ended in Feb. 2026 was A$92,407 Mil. Bank of Queensland's Total Assets for the quarter that ended in Feb. 2026 was A$98,303 Mil.
Therefore, Bank of Queensland's Liabilities-to-Assets Ratio for the quarter that ended in Feb. 2026 was 0.94.
Bank of Queensland (ASX:BOQ) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Bank of Queensland Liabilities-to-Assets Related Terms
Bank of Queensland Liabilities-to-Assets Historical Data
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The historical data trend for Bank of Queensland's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:BOQ vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Bank of Queensland's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Queensland Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Queensland's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Bank of Queensland's Liabilities-to-Assets falls into.
Bank of Queensland Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Bank of Queensland's Liabilities-to-Assets Ratio for the fiscal year that ended in Aug. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Queensland (ASX:BOQ) has a Liabilities-to-Assets of 0.94 as of Feb. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank of Queensland and its competitors.
Is Bank of Queensland's Liabilities-to-Assets too high?
Bank of Queensland's current Liabilities-to-Assets is 0.94. Overall, Bank of Queensland has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's Liabilities-to-Assets compare to PNC and USB?
Bank of Queensland's Liabilities-to-Assets of 0.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Bank of Queensland and its competitors. Bank of Queensland's current Liabilities-to-Assets is 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Based on GuruFocus' analysis, Bank of Queensland (ASX:BOQ) is currently considered Fairly Valued. The stock's GF Value™ is A$6.73, compared to a current price of A$6.62 — trading 1.6% below its estimated fair value. The current Liabilities-to-Assets is 0.94. Bank of Queensland's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Bank of Queensland (ASX:BOQ), the current Liabilities-to-Assets is 0.94 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Queensland (ASX:BOQ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Queensland stock appears to be undervalued.
The current stock price of A$6.62 is trading 1.6% below its estimated GF Value™ of A$6.73.
GuruFocus considers Bank of Queensland to be Fairly Valued.
Key valuation signals for ASX:BOQ:
Liabilities-to-Assets: 0.94
GF Value™: A$6.73 vs. price of A$6.62 (1.6% below fair value)
No single metric tells the full story. See the ASX:BOQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
52GF Score
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