Grupo Cibest (BOG:CIBEST) Net Loan: COP220,557,802 Mil (As of Mar. 2026)


BOG:CIBEST Grupo Cibest SA BOG:CIBEST
83 GF Score
Price COP81,800.00
GF Value COP68,296.02
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Grupo Cibest Net Loan?

Grupo Cibest BOG:CIBEST +1.11% 83 Net Loan is COP220,557,802 Mil as of Mar. 2026. GuruFocus rates BOG:CIBEST with a GF Score™ of 83/100 and a GF Value™ of COP68,296.02 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Grupo Cibest's quarterly net loan declined from Sep. 2025 (COP238,871,116 Mil) to Dec. 2025 (COP215,673,698 Mil) but then increased from Dec. 2025 (COP215,673,698 Mil) to Mar. 2026 (COP220,557,802 Mil).

Grupo Cibest's annual net loan increased from Dec. 2023 (COP211,476,062 Mil) to Dec. 2024 (COP215,673,698 Mil) but then declined from Dec. 2024 (COP215,673,698 Mil) to Dec. 2025 (COP220,557,802 Mil).

Grupo Cibest Net Loan Historical Data

* Premium members only.

The historical data trend for Grupo Cibest's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Cibest Net Loan Chart

Grupo Cibest Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 180,860,440.00 227,359,457.00 211,476,062.00 237,070,838.00 215,673,698.00

Grupo Cibest Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 236,662,897.00 238,566,432.00 238,871,116.00 215,673,698.00 220,557,802.00
BOG:CIBEST
83GF Score
Grupo Cibest SA BOG:CIBEST
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Cibest Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of COP220,557,802 Mil mean?
Grupo Cibest (BOG:CIBEST) has a Net Loan of COP220,557,802 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Grupo Cibest and its competitors.
Is Grupo Cibest's Net Loan too high?
Grupo Cibest's current Net Loan is COP220,557,802 Mil. Overall, Grupo Cibest has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's Net Loan compare to PNC and USB?
Grupo Cibest's Net Loan of COP220,557,802 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Grupo Cibest and its competitors. Grupo Cibest's current Net Loan is COP220,557,802 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:CIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP68,296.02, compared to a current price of COP81,800.00 — trading 19.8% above its estimated fair value. The current Net Loan is COP220,557,802 Mil. Grupo Cibest's overall GF Score™ is 83/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Grupo Cibest (BOG:CIBEST), the current Net Loan is COP220,557,802 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Cibest (BOG:CIBEST) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued. The current stock price of COP81,800.00 is trading 19.8% above its estimated GF Value™ of COP68,296.02. GuruFocus considers Grupo Cibest to be Modestly Overvalued.

Key valuation signals for BOG:CIBEST:

  • Net Loan: COP220,557,802 Mil
  • GF Value™: COP68,296.02 vs. price of COP81,800.00 (19.8% above fair value)
  • GF Score™: 83/100 with 3 warning signs

No single metric tells the full story. See the BOG:CIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Cibest Business Description

Address Avenida Los Industriales, Carrera 48 No. 26-85, Medellin, COL
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
83GF Score

Get the complete analysis for BOG:CIBEST

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP81,800.00
Price
COP68,296.02
GF Value