Grupo Cibest (BOG:CIBEST) Total Payout Ratio: 1.26 (As of Jul. 12, 2026)

What is Grupo Cibest Total Payout Ratio?

Grupo Cibest BOG:CIBEST -0.10% 81 Total Payout Ratio is 1.26 as of Jul. 12, 2026. GuruFocus rates BOG:CIBEST with a GF Score™ of 81/100 and a GF Value™ of COP68,482.75 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Grupo Cibest's current Total Payout Ratio is 1.26.

Grupo Cibest Total Payout Ratio Related Terms

Grupo Cibest Total Payout Ratio Historical Data

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The historical data trend for Grupo Cibest's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Cibest Total Payout Ratio Chart

Grupo Cibest Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Total Payout Ratio

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0.11

0.33

0.53

1.43

Grupo Cibest Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Total Payout Ratio	Get a 7-Day Free Trial															0.48	2.38	0.00	0.00	0.17

BOG:CIBEST vs PNC, USB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Grupo Cibest's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grupo Cibest Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Cibest's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Cibest's Total Payout Ratio falls into.

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81GF Score

Grupo Cibest SA BOG:CIBEST

Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Grupo Cibest Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Grupo Cibest's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio	=	- (Repurchase of Stock	+	Issuance of Stock	+	Cash Flow for Dividends)	/	Net Income
	=	- (-431418	+	0	+	-5196645)	/	3941699
	=	1.43

Grupo Cibest's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio	=	- (Repurchase of Stock	+	Issuance of Stock	+	Cash Flow for Dividends)	/	Net Income
	=	- (-251764	+	0	+	0)	/	1485879
	=	0.17

Frequently Asked Questions Learn more about Total Payout Ratio →

What does a Total Payout Ratio of 1.26 mean?

Grupo Cibest (BOG:CIBEST) has a Total Payout Ratio of 1.26 as of Jul. 12, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Grupo Cibest and its competitors.

Is Grupo Cibest's Total Payout Ratio too high?

Grupo Cibest's current Total Payout Ratio is 1.26. Overall, Grupo Cibest has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Grupo Cibest's Total Payout Ratio compare to PNC and USB?

Grupo Cibest's Total Payout Ratio of 1.26 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Total Payout Ratio for a Banks company?

A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Total Payout Ratio mean?

A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Grupo Cibest and its competitors. Grupo Cibest's current Total Payout Ratio is 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Grupo Cibest stock overvalued right now?

Based on GuruFocus' analysis, Grupo Cibest (BOG:CIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP68,482.75, compared to a current price of COP81,000.00 — trading 18.3% above its estimated fair value. The current Total Payout Ratio is 1.26. Grupo Cibest's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Total Payout Ratio calculated?

Total Payout Ratio is calculated from a company's financial statements. For Grupo Cibest (BOG:CIBEST), the current Total Payout Ratio is 1.26 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Cibest (BOG:CIBEST) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued. The current stock price of COP81,000.00 is trading 18.3% above its estimated GF Value™ of COP68,482.75. GuruFocus considers Grupo Cibest to be Modestly Overvalued.

Key valuation signals for BOG:CIBEST:

Total Payout Ratio: 1.26
GF Value™: COP68,482.75 vs. price of COP81,000.00 (18.3% above fair value)
GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the BOG:CIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Cibest Business Description

Industry Financial Services Banks

Comparable Companies BOG:GRUPOAVAL BOG:BOGOTA BOG:PFDAVVNDA BOG:BBVACOL BOG:OCCIDENTE BOG:POPULAR BOG:VILLAS SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB

Other Exchanges CIB:USA 7O3:Germany PFCIBEST:Colombia C2OL34:Brazil

Address Avenida Los Industriales, Carrera 48 No. 26-85, Medellin, COL

Website https://www.grupobancolombia.com

Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.

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Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP81,000.00

Price

COP68,482.75

GF Value

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