Grupo CibestBOG:CIBEST +2.66%77 5-Year Yield-on-Cost % is 21.07 as of Jul. 04, 2026, which is 13% below its 10-year median of 24.32. GuruFocus rates BOG:CIBEST with a GF Score™ of 77/100 and a GF Value™ of COP68,220.81 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Grupo Cibest ranks better than 96.48% on this metric.
Grupo Cibest's yield on cost for the quarter that ended in Mar. 2026 was 21.07.
The historical rank and industry rank for Grupo Cibest's 5-Year Yield-on-Cost % or its related term are showing as below:
BOG:CIBEST'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.86 Med: 24.32 Max: 119.52
Current: 21.07
During the past 13 years, Grupo Cibest's highest Yield on Cost was 119.52. The lowest was 4.86. And the median was 24.32.
BOG:CIBEST's 5-Year Yield-on-Cost % is ranked better than 96.48% of 1251
companies
in the Banks industry
Industry Median: 3.93
vs BOG:CIBEST: 21.07
Grupo Cibest (BOG:CIBEST) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Grupo Cibest 5-Year Yield-on-Cost % Related Terms
BOG:CIBEST vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Grupo Cibest's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Cibest 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Cibest's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Grupo Cibest's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Grupo Cibest is calculated as
Grupo Cibest (BOG:CIBEST) has a 5-Year Yield-on-Cost % of 21.07 as of Jul. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Grupo Cibest and its competitors. This is 13% below median its historical median of 24.32. Over the past decade, Grupo Cibest's 5-Year Yield-on-Cost % has ranged from 4.86 to 119.52. According to the industry distribution chart, Grupo Cibest ranks #44 out of 1251 companies in the Banks industry, placing it in the top 3.5%.
Is Grupo Cibest's 5-Year Yield-on-Cost % too high?
Grupo Cibest's current 5-Year Yield-on-Cost % of 21.07 is 13% below median its 10-year median of 24.32. Over the past 10 years, this metric has ranged from a low of 4.86 to a high of 119.52. The Banks industry median 5-Year Yield-on-Cost % is 3.93. Grupo Cibest's value of 21.07 is 436.1% above this industry median. Based on the distribution chart, Grupo Cibest ranks #44 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Cibest has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Cibest ranks #44 out of 1251 companies for 5-Year Yield-on-Cost %. This places Grupo Cibest in the top 4% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.93. Grupo Cibest's value of 21.07 is 436.1% above this benchmark. Historically, Grupo Cibest's own 5-Year Yield-on-Cost % has ranged from 4.86 to 119.52 over the past decade. While the company's 10-year median is 24.32 vs. the industry median of 3.93, Grupo Cibest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.93, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Cibest's current 5-Year Yield-on-Cost % of 21.07 is 436.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Grupo Cibest and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Cibest's current 5-Year Yield-on-Cost % is 21.07, which is 13% below median its own 10-year median of 24.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:CIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP68,220.81, compared to a current price of COP80,900.00 — trading 18.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 21.07, which is 13% below median its 10-year median of 24.32 and 436.1% above the Banks industry median of 3.93. Grupo Cibest's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Grupo Cibest (BOG:CIBEST), the current 5-Year Yield-on-Cost % is 21.07 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Cibest (BOG:CIBEST) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued.
The current stock price of COP80,900.00 is trading 18.6% above its estimated GF Value™ of COP68,220.81.
GuruFocus considers Grupo Cibest to be Modestly Overvalued.
Key valuation signals for BOG:CIBEST:
5-Year Yield-on-Cost %: 21.07 (13% below median its 10-year median of 24.32)
GF Value™: COP68,220.81 vs. price of COP80,900.00 (18.6% above fair value)
Industry Position: 436.1% above the Banks median (#44 of 1251)
No single metric tells the full story. See the BOG:CIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
77GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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