Grupo Cibest (BOG:CIBEST) Moat Score: 2/10 (As of Jun. 27, 2026)


BOG:CIBEST Grupo Cibest SA BOG:CIBEST
81 GF Score
Price COP78,460.00
GF Value COP63,155.02
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Grupo Cibest Moat Score?

Grupo Cibest BOG:CIBEST +0.72% 81 Moat Score is 2 as of Jun. 27, 2026. GuruFocus rates BOG:CIBEST with a GF Score™ of 81/100 and a GF Value™ of COP63,155.02 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,610 Banks companies, Grupo Cibest ranks better than 59.88% on this metric.

Grupo Cibest has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Grupo Cibest has No Moat: Grupo Cibest SA operates in a competitive market with no significant market leadership or proprietary technology. It lacks strong brand strength or regulatory barriers to establish a moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Grupo Cibest might have No Moat - Very weak/transient advantages.

Grupo Cibest  (BOG:CIBEST) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Grupo Cibest Moat Score Related Terms

BOG:CIBEST vs PNC: Moat Score Comparison

For the Banks - Regional subindustry, Grupo Cibest's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grupo Cibest Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Cibest's Moat Score distribution charts can be found below:

* The bar in red indicates where Grupo Cibest's Moat Score falls into.


BOG:CIBEST
81GF Score
Grupo Cibest SA BOG:CIBEST
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Grupo Cibest (BOG:CIBEST) has a Moat Score of 2 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Grupo Cibest ranks #646 out of 1610 companies in the Banks industry, placing it in the top 40.1%.
Is Grupo Cibest's Moat Score too high?
Grupo Cibest's current Moat Score is 2. Based on the distribution chart, Grupo Cibest ranks #646 out of 1610 companies in the Banks industry, which is above the industry midpoint. Overall, Grupo Cibest has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's Moat Score compare to PNC?
According to the Banks industry distribution chart, Grupo Cibest ranks #646 out of 1610 companies for Moat Score. This puts Grupo Cibest in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Grupo Cibest's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:CIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP63,155.02, compared to a current price of COP78,460.00 — trading 24.2% above its estimated fair value. The current Moat Score is 2. Grupo Cibest's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Grupo Cibest (BOG:CIBEST), the current Moat Score is 2 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Cibest (BOG:CIBEST) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued. The current stock price of COP78,460.00 is trading 24.2% above its estimated GF Value™ of COP63,155.02. GuruFocus considers Grupo Cibest to be Modestly Overvalued.

Key valuation signals for BOG:CIBEST:

  • Moat Score: 2
  • GF Value™: COP63,155.02 vs. price of COP78,460.00 (24.2% above fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the BOG:CIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Cibest Business Description

Address Avenida Los Industriales, Carrera 48 No. 26-85, Medellin, COL
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
81GF Score

Get the complete analysis for BOG:CIBEST

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP78,460.00
Price
COP63,155.02
GF Value