Grupo Cibest (BOG:CIBEST) Change In Receivables: COP-6,837 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOG:CIBEST Grupo Cibest SA BOG:CIBEST
82 GF Score
Price COP79,960.00
GF Value COP68,559.74
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Grupo Cibest Change In Receivables?

Grupo Cibest BOG:CIBEST -1.28% 82 Change In Receivables is COP-6,837 Mil as of Mar. 2026. GuruFocus rates BOG:CIBEST with a GF Score™ of 82/100 and a GF Value™ of COP68,559.74 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Grupo Cibest's change in receivables for the quarter that ended in Mar. 2026 was COP-708,038 Mil. It means Grupo Cibest's Accounts Receivable increased by COP708,038 Mil from Dec. 2025 to Mar. 2026 .

Grupo Cibest's change in receivables for the fiscal year that ended in Dec. 2025 was COP1,244,206 Mil. It means Grupo Cibest's Accounts Receivable declined by COP1,244,206 Mil from Dec. 2024 to Dec. 2025 .

Grupo Cibest's Accounts Receivable for the quarter that ended in Mar. 2026 was COP0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Grupo Cibest's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Grupo Cibest's liquidation value for the three months ended in Mar. 2026 was COP-321,200,821 Mil.


Grupo Cibest  (BOG:CIBEST) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Grupo Cibest's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/7392413*91
=0.00

2. In Ben Graham's calculation of liquidation value, Grupo Cibest's accounts receivable are only considered to be worth 75% of book value:

Grupo Cibest's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=30327385-351528206+0.75 * 0+0.5 * 0
=-321,200,821

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Grupo Cibest Change In Receivables Related Terms


Grupo Cibest Change In Receivables Historical Data

* Premium members only.

The historical data trend for Grupo Cibest's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Cibest Change In Receivables Chart

Grupo Cibest Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -489,266.00 515,052.00 -525,550.00 -713,069.00 1,244,206.00

Grupo Cibest Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 543,005.00 -472,136.00 -322,140.00 1,495,477.00 -708,038.00
BOG:CIBEST
82GF Score
Grupo Cibest SA BOG:CIBEST
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Cibest Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was COP-6,837 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of COP-6,837 Mil mean?
Grupo Cibest (BOG:CIBEST) has a Change In Receivables of COP-6,837 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Grupo Cibest and its competitors.
Is Grupo Cibest's Change In Receivables too high?
Grupo Cibest's current Change In Receivables is COP-6,837 Mil. Overall, Grupo Cibest has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's Change In Receivables compare to PNC and USB?
Grupo Cibest's Change In Receivables of COP-6,837 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Grupo Cibest and its competitors. Grupo Cibest's current Change In Receivables is COP-6,837 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:CIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP68,559.74, compared to a current price of COP79,960.00 — trading 16.6% above its estimated fair value. The current Change In Receivables is COP-6,837 Mil. Grupo Cibest's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Grupo Cibest (BOG:CIBEST), the current Change In Receivables is COP-6,837 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Cibest (BOG:CIBEST) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued. The current stock price of COP79,960.00 is trading 16.6% above its estimated GF Value™ of COP68,559.74. GuruFocus considers Grupo Cibest to be Modestly Overvalued.

Key valuation signals for BOG:CIBEST:

  • Change In Receivables: COP-6,837 Mil
  • GF Value™: COP68,559.74 vs. price of COP79,960.00 (16.6% above fair value)
  • GF Score™: 82/100 with 3 warning signs

No single metric tells the full story. See the BOG:CIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Cibest Business Description

Address Avenida Los Industriales, Carrera 48 No. 26-85, Medellin, COL
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
82GF Score

Get the complete analysis for BOG:CIBEST

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP79,960.00
Price
COP68,559.74
GF Value