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Grupo CibestBOG:CIBEST +0.42%82 EV-to-OCF is 5.04 as of Jul. 19, 2026, which is 145% above its 10-year median of 2.06. GuruFocus rates BOG:CIBEST with a GF Score™ of 82/100 and a GF Value™ of COP68,662.40 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Grupo Cibest ranks worse than 54.99% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Grupo Cibest's Enterprise Value is COP63,213,587 Mil.
Grupo Cibest's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was COP12,547,465 Mil. Therefore, Grupo Cibest's EV-to-OCF for today is 5.04.
The historical rank and industry rank for Grupo Cibest's EV-to-OCF or its related term are showing as below:
BOG:CIBEST'
s EV-to-OCF Range Over the Past 10 Years
Min: -40.45 Med: 2.06 Max: 58.28
Current: 5.04
During the past 13 years, the highest EV-to-OCF of Grupo Cibest was 58.28. The lowest was -40.45. And the median was 2.06.
BOG:CIBEST's EV-to-OCF is ranked worse than 54.99% of 1502
companies
in the Banks industry
Industry Median: 3.765
vs BOG:CIBEST: 5.04
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Grupo Cibest's PE Ratio (TTM) for today is calculated as:
Grupo Cibest's share price for today is COP81800.00.
Grupo Cibest's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was COP3726.646.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Grupo Cibest EV-to-OCF Related Terms
Grupo Cibest EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Grupo Cibest's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Cibest's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Cibest EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Cibest's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Grupo Cibest's EV-to-OCF falls into.
Grupo Cibest's current Enterprise Value is COP63,213,587 Mil.
Grupo Cibest's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was COP12,547,465 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Cibest (BOG:CIBEST) has a EV-to-OCF of 5.04 as of Jul. 19, 2026. This is 145% above median its historical median of 2.06. According to the industry distribution chart, Grupo Cibest ranks #826 out of 1502 companies in the Banks industry, placing it in the top 55%.
Is Grupo Cibest's EV-to-OCF too high?
Grupo Cibest's current EV-to-OCF of 5.04 is 145% above median its 10-year median of 2.06. The Banks industry median EV-to-OCF is 3.77. Grupo Cibest's value of 5.04 is 33.9% above this industry median. Based on the distribution chart, Grupo Cibest ranks #826 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Grupo Cibest has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Cibest ranks #826 out of 1502 companies for EV-to-OCF. This places Grupo Cibest in the lower half of its industry. The industry median EV-to-OCF is 3.77. Grupo Cibest's value of 5.04 is 33.9% above this benchmark. While the company's 10-year median is 2.06 vs. the industry median of 3.77, Grupo Cibest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.77, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Cibest's current EV-to-OCF of 5.04 is 33.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Cibest's current EV-to-OCF is 5.04, which is 145% above median its own 10-year median of 2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:CIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP68,662.40, compared to a current price of COP81,800.00 — trading 19.1% above its estimated fair value. The current EV-to-OCF is 5.04, which is 145% above median its 10-year median of 2.06 and 33.9% above the Banks industry median of 3.77. Grupo Cibest's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Grupo Cibest (BOG:CIBEST), the current EV-to-OCF is 5.04 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Cibest (BOG:CIBEST) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued.
The current stock price of COP81,800.00 is trading 19.1% above its estimated GF Value™ of COP68,662.40.
GuruFocus considers Grupo Cibest to be Modestly Overvalued.
Key valuation signals for BOG:CIBEST:
EV-to-OCF: 5.04 (145% above median its 10-year median of 2.06)
GF Value™: COP68,662.40 vs. price of COP81,800.00 (19.1% above fair value)
Industry Position: 33.9% above the Banks median (#826 of 1502)
No single metric tells the full story. See the BOG:CIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
82GF Score
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