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Grupo CibestBOG:CIBEST -1.37%85 Equity-to-Asset is 0.09 as of Mar. 2026, which is 18% below its 10-year median of 0.11. GuruFocus rates BOG:CIBEST with a GF Score™ of 85/100 and a GF Value™ of COP68,163.63 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,520 Banks companies, Grupo Cibest ranks worse than 55.13% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Grupo Cibest's Total Stockholders Equity for the quarter that ended in Mar. 2026 was COP36,376,727 Mil. Grupo Cibest's Total Assets for the quarter that ended in Mar. 2026 was COP389,144,477 Mil.
Therefore, Grupo Cibest's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.09.
The historical rank and industry rank for Grupo Cibest's Equity-to-Asset or its related term are showing as below:
BOG:CIBEST'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.11 Max: 0.12
Current: 0.09
During the past 13 years, the highest Equity to Asset Ratio of Grupo Cibest was 0.12. The lowest was 0.09. And the median was 0.11.
BOG:CIBEST's Equity-to-Asset is ranked worse than 55.13% of 1520
companies
in the Banks industry
Industry Median: 0.1
vs BOG:CIBEST: 0.09
Grupo Cibest (BOG:CIBEST) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Grupo Cibest Equity-to-Asset Related Terms
Grupo Cibest Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Grupo Cibest's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOG:CIBEST vs PNC, USB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Grupo Cibest's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Cibest Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Cibest's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Grupo Cibest's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Grupo Cibest's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Cibest (BOG:CIBEST) has a Equity-to-Asset of 0.09 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Grupo Cibest and its competitors. This is 18% below median its historical median of 0.11. Over the past decade, Grupo Cibest's Equity-to-Asset has ranged from 0.09 to 0.12. According to the industry distribution chart, Grupo Cibest ranks #838 out of 1520 companies in the Banks industry, placing it in the top 55.1%.
Is Grupo Cibest's Equity-to-Asset too high?
Grupo Cibest's current Equity-to-Asset of 0.09 is 18% below median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Grupo Cibest's value of 0.09 is 10% below this industry median. Based on the distribution chart, Grupo Cibest ranks #838 out of 1520 companies in the Banks industry, which is below the industry midpoint. Overall, Grupo Cibest has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Cibest ranks #838 out of 1520 companies for Equity-to-Asset. This places Grupo Cibest in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Grupo Cibest's value of 0.09 is 10% below this benchmark. Historically, Grupo Cibest's own Equity-to-Asset has ranged from 0.09 to 0.12 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Grupo Cibest has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Cibest's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Grupo Cibest and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Cibest's current Equity-to-Asset is 0.09, which is 18% below median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (BOG:CIBEST) is currently considered Modestly Overvalued. The stock's GF Value™ is COP68,163.63, compared to a current price of COP80,680.00 — trading 18.4% above its estimated fair value. The current Equity-to-Asset is 0.09, which is 18% below median its 10-year median of 0.11 and 10% below the Banks industry median of 0.10. Grupo Cibest's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Grupo Cibest (BOG:CIBEST), the current Equity-to-Asset is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Cibest (BOG:CIBEST) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued.
The current stock price of COP80,680.00 is trading 18.4% above its estimated GF Value™ of COP68,163.63.
GuruFocus considers Grupo Cibest to be Modestly Overvalued.
Key valuation signals for BOG:CIBEST:
Equity-to-Asset: 0.09 (18% below median its 10-year median of 0.11)
GF Value™: COP68,163.63 vs. price of COP80,680.00 (18.4% above fair value)
Industry Position: 10% below the Banks median (#838 of 1520)
No single metric tells the full story. See the BOG:CIBEST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
85GF Score
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