Banco Patagonia (BUE:BPAT) Net Loan: ARS3,929,877 Mil (As of Mar. 2026)

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BUE:BPAT Banco Patagonia SA BUE:BPAT
56 GF Score
Price ARS1,860.00
GF Value ARS1,493.94
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Banco Patagonia Net Loan?

Banco Patagonia BUE:BPAT 56 Net Loan is ARS3,929,877 Mil as of Mar. 2026. GuruFocus rates BUE:BPAT with a GF Score™ of 56/100 and a GF Value™ of ARS1,493.94 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Banco Patagonia's quarterly net loan increased from Sep. 2025 (ARS3,253,362 Mil) to Dec. 2025 (ARS3,936,390 Mil) but then declined from Dec. 2025 (ARS3,936,390 Mil) to Mar. 2026 (ARS3,929,877 Mil).

Banco Patagonia's annual net loan increased from Dec. 2023 (ARS1,386,404 Mil) to Dec. 2024 (ARS3,936,390 Mil) and increased from Dec. 2024 (ARS3,936,390 Mil) to Dec. 2025 (ARS3,929,877 Mil).

Banco Patagonia Net Loan Historical Data

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The historical data trend for Banco Patagonia's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Patagonia Net Loan Chart

Banco Patagonia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 316,009.56 795,951.89 1,386,404.20 2,936,202.22 3,936,389.70

Banco Patagonia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,376,691.49 2,746,718.33 3,253,362.16 3,936,389.70 3,929,877.39
BUE:BPAT
56GF Score
Banco Patagonia SA BUE:BPAT
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Patagonia Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ARS3,929,877 Mil mean?
Banco Patagonia (BUE:BPAT) has a Net Loan of ARS3,929,877 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Patagonia and its competitors.
Is Banco Patagonia's Net Loan too high?
Banco Patagonia's current Net Loan is ARS3,929,877 Mil. Overall, Banco Patagonia has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's Net Loan compare to PNC and USB?
Banco Patagonia's Net Loan of ARS3,929,877 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banco Patagonia and its competitors. Banco Patagonia's current Net Loan is ARS3,929,877 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Based on GuruFocus' analysis, Banco Patagonia (BUE:BPAT) is currently considered Modestly Overvalued. The stock's GF Value™ is ARS1,493.94, compared to a current price of ARS1,860.00 — trading 24.5% above its estimated fair value. The current Net Loan is ARS3,929,877 Mil. Banco Patagonia's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAT), the current Net Loan is ARS3,929,877 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Patagonia (BUE:BPAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued. The current stock price of ARS1,860.00 is trading 24.5% above its estimated GF Value™ of ARS1,493.94. GuruFocus considers Banco Patagonia to be Modestly Overvalued.

Key valuation signals for BUE:BPAT:

  • Net Loan: ARS3,929,877 Mil
  • GF Value™: ARS1,493.94 vs. price of ARS1,860.00 (24.5% above fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the BUE:BPAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Patagonia Business Description

Address Avenida de Mayo 701, 24th Floor, Buenos Aires, ARG
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
56GF Score

Get the complete analysis for BUE:BPAT

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS1,860.00
Price
ARS1,493.94
GF Value