Banco Patagonia (BUE:BPAT) Cyclically Adjusted PS Ratio: (As of Sep. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUE:BPAT Banco Patagonia SA BUE:BPAT
56 GF Score
Price ARS1,895.00
GF Value ARS1,741.29
Valuation Fairly Valued
! 1 Warning Sign
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What is Banco Patagonia Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco Patagonia  (BUE:BPAT) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Banco Patagonia Cyclically Adjusted PS Ratio Related Terms


Banco Patagonia Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco Patagonia's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Patagonia Cyclically Adjusted PS Ratio Chart

Banco Patagonia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.99 1.84 3.24 6.59 4.66

Banco Patagonia Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.24 2.39 4.83 3.35 2.96

BUE:BPAT vs USB, PNC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Banco Patagonia's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Patagonia Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Patagonia's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco Patagonia's Cyclically Adjusted PS Ratio falls into.


BUE:BPAT
56GF Score
Banco Patagonia SA BUE:BPAT
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Patagonia Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Banco Patagonia's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Banco Patagonia's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=683.587/333.9520*333.9520
=683.587

Current CPI (Jun. 2026) = 333.9520.

Banco Patagonia Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 4.387 241.428 6.068
201612 4.437 241.432 6.137
201703 3.466 243.801 4.748
201706 4.211 244.955 5.741
201709 4.330 246.819 5.859
201712 5.158 246.524 6.987
201803 0.832 249.554 1.113
201806 6.295 251.989 8.343
201809 6.911 252.439 9.143
201812 9.959 251.233 13.238
201903 9.856 254.202 12.948
201906 13.356 256.143 17.413
201909 15.200 256.759 19.770
201912 16.080 256.974 20.897
202003 15.109 258.115 19.548
202006 15.273 257.797 19.785
202009 16.541 260.280 21.223
202012 21.712 260.474 27.837
202103 17.050 264.877 21.496
202106 21.352 271.696 26.245
202109 44.657 274.310 54.367
202112 29.717 278.802 35.595
202203 30.638 287.504 35.588
202206 47.735 296.311 53.799
202209 59.904 296.808 67.401
202212 0.000 296.797 0.000
202303 82.380 301.836 91.145
202306 140.986 305.109 154.314
202309 203.340 307.789 220.625
202312 694.191 306.746 755.760
202403 562.609 312.332 601.553
202406 540.976 314.175 575.030
202409 405.970 315.301 429.984
202412 506.535 315.605 535.981
202503 381.509 319.799 398.393
202506 462.042 322.561 478.359
202509 410.733 324.800 422.306
202512 545.222 324.054 561.875
202603 562.837 330.213 569.210
202606 683.587 333.952 683.587

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Banco Patagonia (BUE:BPAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued. The current stock price of ARS1,895.00 is trading 8.8% above its estimated GF Value™ of ARS1,741.29. GuruFocus considers Banco Patagonia to be Fairly Valued.

Key valuation signals for BUE:BPAT:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: ARS1,741.29 vs. price of ARS1,895.00 (8.8% above fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the BUE:BPAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Patagonia Business Description

Address Avenida de Mayo 701, 24th Floor, Buenos Aires, ARG
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
56GF Score

Get the complete analysis for BUE:BPAT

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS1,895.00
Price
ARS1,741.29
GF Value