Banco Patagonia (BUE:BPAT) Moat Score: 0/10 (As of Jul. 06, 2026)


BUE:BPAT Banco Patagonia SA BUE:BPAT
58 GF Score
Price ARS2,130.00
GF Value ARS1,470.00
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banco Patagonia Moat Score?

Banco Patagonia has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Banco Patagonia has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banco Patagonia might have No Moat - No discernible moat.

Banco Patagonia  (BUE:BPAT) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banco Patagonia Moat Score Related Terms

BUE:BPAT
58GF Score
Banco Patagonia SA BUE:BPAT
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banco Patagonia (BUE:BPAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued. The current stock price of ARS2,130.00 is trading 44.9% above its estimated GF Value™ of ARS1,470.00. GuruFocus considers Banco Patagonia to be Significantly Overvalued.

Key valuation signals for BUE:BPAT:

  • Moat Score: 0
  • GF Value™: ARS1,470.00 vs. price of ARS2,130.00 (44.9% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the BUE:BPAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Patagonia Business Description

Address Avenida de Mayo 701, 24th Floor, Buenos Aires, ARG
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
58GF Score

Get the complete analysis for BUE:BPAT

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS2,130.00
Price
ARS1,470.00
GF Value