Banco Patagonia (BUE:BPAT) OCF Yield %: 51.86 (As of Jul. 01, 2026) — 189% Above Median


BUE:BPAT Banco Patagonia SA BUE:BPAT
59 GF Score
Price ARS2,125.00
GF Value ARS1,466.25
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Banco Patagonia OCF Yield %?

Banco Patagonia BUE:BPAT -1.39% 59 OCF Yield % is 51.86 as of Jul. 01, 2026, which is 189% above its 10-year median of 17.97. GuruFocus rates BUE:BPAT with a GF Score™ of 59/100 and a GF Value™ of ARS1,466.25 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Banco Patagonia ranks better than 87.08% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Banco Patagonia's Trailing 12-Month Cash Flow from Operations is ARS792,509 Mil, and Market Cap is ARS1,528,184 Mil. Therefore, Banco Patagonia's OCF Yield % for today is 51.86%.

The historical rank and industry rank for Banco Patagonia's OCF Yield % or its related term are showing as below:

BUE:BPAT' s OCF Yield % Range Over the Past 10 Years
Min: -45.91   Med: 17.97   Max: 131.57
Current: 51.86


During the past 13 years, the highest OCF Yield % of Banco Patagonia was 131.57%. The lowest was -45.91%. And the median was 17.97%.

BUE:BPAT's OCF Yield % is ranked better than
87.08% of 1502 companies
in the Banks industry
Industry Median: 9.32 vs BUE:BPAT: 51.86

Banco Patagonia's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Banco Patagonia OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Banco Patagonia OCF Yield % Related Terms


Banco Patagonia OCF Yield % Historical Data

* Premium members only.

The historical data trend for Banco Patagonia's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Patagonia OCF Yield % Chart

Banco Patagonia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.57 -4.92 31.93 31.85 28.25

Banco Patagonia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.53 51.04 189.32 -1.99 50.69

BUE:BPAT vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Banco Patagonia's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Patagonia OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Patagonia's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Banco Patagonia's OCF Yield % falls into.


BUE:BPAT
59GF Score
Banco Patagonia SA BUE:BPAT
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Patagonia OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Banco Patagonia's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=562695.169 / 1992031.65
=28.25%

Banco Patagonia's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=195931.027 * 4 / 1546161.75
=50.69%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 51.86 mean?
Banco Patagonia (BUE:BPAT) has a OCF Yield % of 51.86 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Banco Patagonia and its competitors. This is 189% above median its historical median of 17.97. According to the industry distribution chart, Banco Patagonia ranks #194 out of 1502 companies in the Banks industry, placing it in the top 12.9%.
Is Banco Patagonia's OCF Yield % too high?
Banco Patagonia's current OCF Yield % of 51.86 is 189% above median its 10-year median of 17.97. The Banks industry median OCF Yield % is 9.32. Banco Patagonia's value of 51.86 is 456.4% above this industry median. Based on the distribution chart, Banco Patagonia ranks #194 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Patagonia has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Patagonia ranks #194 out of 1502 companies for OCF Yield %. This places Banco Patagonia in the top 13% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.32. Banco Patagonia's value of 51.86 is 456.4% above this benchmark. While the company's 10-year median is 17.97 vs. the industry median of 9.32, Banco Patagonia has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Patagonia's current OCF Yield % of 51.86 is 456.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Banco Patagonia and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Patagonia's current OCF Yield % is 51.86, which is 189% above median its own 10-year median of 17.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Based on GuruFocus' analysis, Banco Patagonia (BUE:BPAT) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS1,466.25, compared to a current price of ARS2,125.00 — trading 44.9% above its estimated fair value. The current OCF Yield % is 51.86, which is 189% above median its 10-year median of 17.97 and 456.4% above the Banks industry median of 9.32. Banco Patagonia's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAT), the current OCF Yield % is 51.86 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Patagonia (BUE:BPAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued. The current stock price of ARS2,125.00 is trading 44.9% above its estimated GF Value™ of ARS1,466.25. GuruFocus considers Banco Patagonia to be Significantly Overvalued.

Key valuation signals for BUE:BPAT:

  • OCF Yield %: 51.86 (189% above median its 10-year median of 17.97)
  • GF Value™: ARS1,466.25 vs. price of ARS2,125.00 (44.9% above fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 456.4% above the Banks median (#194 of 1502)

No single metric tells the full story. See the BUE:BPAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Patagonia Business Description

Address Avenida de Mayo 701, 24th Floor, Buenos Aires, ARG
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
59GF Score

Get the complete analysis for BUE:BPAT

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS2,125.00
Price
ARS1,466.25
GF Value