Banco Patagonia (BUE:BPAT) PS Ratio: 1.15 (As of Jul. 14, 2026) — 58% Above Median

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BUE:BPAT Banco Patagonia SA BUE:BPAT
53 GF Score
Price ARS2,195.00
GF Value ARS1,475.98
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Banco Patagonia PS Ratio?

Banco Patagonia BUE:BPAT -3.30% 53 PS Ratio is 1.15 as of Jul. 14, 2026, which is 58% above its 10-year median of 0.73. GuruFocus rates BUE:BPAT with a GF Score™ of 53/100 and a GF Value™ of ARS1,475.98 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,520 Banks companies, Banco Patagonia ranks better than 89.8% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Banco Patagonia's share price is ARS2195.00. Banco Patagonia's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ARS1,903.84. Hence, Banco Patagonia's PS Ratio for today is 1.15.

The historical rank and industry rank for Banco Patagonia's PS Ratio or its related term are showing as below:

BUE:BPAT' s PS Ratio Range Over the Past 10 Years
Min: 0.13   Med: 0.73   Max: 3.4
Current: 1.15

During the past 13 years, Banco Patagonia's highest PS Ratio was 3.40. The lowest was 0.13. And the median was 0.73.

BUE:BPAT's PS Ratio is ranked better than
89.8% of 1520 companies
in the Banks industry
Industry Median: 3.02 vs BUE:BPAT: 1.15

Banco Patagonia's Revenue per Sharefor the three months ended in Mar. 2026 was ARS541.76. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ARS1,903.84.

Warning Sign:

Banco Patagonia SA revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Banco Patagonia was -20.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 31.60% per year. During the past 5 years, the average Revenue per Share Growth Rate was 96.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was 86.10% per year.

During the past 13 years, Banco Patagonia's highest 3-Year average Revenue per Share Growth Rate was 195.40% per year. The lowest was 11.70% per year. And the median was 43.60% per year.

Back to Basics: PS Ratio


Banco Patagonia  (BUE:BPAT) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Banco Patagonia PS Ratio Related Terms


Banco Patagonia PS Ratio Historical Data

* Premium members only.

The historical data trend for Banco Patagonia's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Patagonia PS Ratio Chart

Banco Patagonia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 0.16 0.22 0.91 1.51

Banco Patagonia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.96 0.63 1.51 1.13

BUE:BPAT vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, Banco Patagonia's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Patagonia PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Patagonia's PS Ratio distribution charts can be found below:

* The bar in red indicates where Banco Patagonia's PS Ratio falls into.


BUE:BPAT
53GF Score
Banco Patagonia SA BUE:BPAT
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Patagonia PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Banco Patagonia's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=2195.00/1903.837
=1.15

Banco Patagonia's Share Price of today is ARS2195.00.
Banco Patagonia's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ARS1,903.84.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.15 mean?
Banco Patagonia (BUE:BPAT) has a PS Ratio of 1.15 as of Jul. 14, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Patagonia and its competitors. This is 58% above median its historical median of 0.73. Over the past decade, Banco Patagonia's PS Ratio has ranged from 0.13 to 3.40. According to the industry distribution chart, Banco Patagonia ranks #155 out of 1520 companies in the Banks industry, placing it in the top 10.2%.
Is Banco Patagonia's PS Ratio too high?
Banco Patagonia's current PS Ratio of 1.15 is 58% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 3.40. The Banks industry median PS Ratio is 3.02. Banco Patagonia's value of 1.15 is 61.9% below this industry median. Based on the distribution chart, Banco Patagonia ranks #155 out of 1520 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Patagonia has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Patagonia ranks #155 out of 1520 companies for PS Ratio. This places Banco Patagonia in the top 10% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.02. Banco Patagonia's value of 1.15 is 61.9% below this benchmark. Historically, Banco Patagonia's own PS Ratio has ranged from 0.13 to 3.40 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 3.02, Banco Patagonia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Patagonia's current PS Ratio of 1.15 is 61.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banco Patagonia and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Patagonia's current PS Ratio is 1.15, which is 58% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Based on GuruFocus' analysis, Banco Patagonia (BUE:BPAT) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS1,475.98, compared to a current price of ARS2,195.00 — trading 48.7% above its estimated fair value. The current PS Ratio is 1.15, which is 58% above median its 10-year median of 0.73 and 61.9% below the Banks industry median of 3.02. Banco Patagonia's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAT), the current PS Ratio is 1.15 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Patagonia (BUE:BPAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued. The current stock price of ARS2,195.00 is trading 48.7% above its estimated GF Value™ of ARS1,475.98. GuruFocus considers Banco Patagonia to be Significantly Overvalued.

Key valuation signals for BUE:BPAT:

  • PS Ratio: 1.15 (58% above median its 10-year median of 0.73)
  • GF Value™: ARS1,475.98 vs. price of ARS2,195.00 (48.7% above fair value)
  • GF Score™: 53/100 with 2 warning signs
  • Industry Position: 61.9% below the Banks median (#155 of 1520)

No single metric tells the full story. See the BUE:BPAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Patagonia Business Description

Address Avenida de Mayo 701, 24th Floor, Buenos Aires, ARG
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
53GF Score

Get the complete analysis for BUE:BPAT

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS2,195.00
Price
ARS1,475.98
GF Value