Banco Patagonia (BUE:BPAT) Earnings Yield %: 5.48% (As of Jul. 04, 2026)


BUE:BPAT Banco Patagonia SA BUE:BPAT
58 GF Score
Price ARS2,130.00
GF Value ARS1,468.50
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Banco Patagonia Earnings Yield %?

Banco Patagonia BUE:BPAT +2.65% 58 Earnings Yield % is 5.48% as of Jul. 04, 2026. GuruFocus rates BUE:BPAT with a GF Score™ of 58/100 and a GF Value™ of ARS1,468.50 (Significantly Overvalued). The stock has 2 warning signs investors should review.

The earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

As of today (2026-07-04), the stock price of Banco Patagonia is ARS2130.00. Banco Patagonia's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ARS116.67. Therefore, Banco Patagonia's earnings yield of today is 5.48%.

The earnings yield does not consider the growth of the business. A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Banco Patagonia's Forward Rate of Return (Yacktman) % for the quarter that ended in Mar. 2026 was 37.97%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.


Banco Patagonia  (BUE:BPAT) Earnings Yield % Explanation

If the P/E ratio is an indication of how many years it takes for the company to earn back the stock price shareholders pay to buy the shares, the earnings yield is an indication of how much return shareholders' investment in the company earned over the past 12 months. The higher the earnings yield is, the better.

If a company loses money, the earnings yield is negative. This gives a more straightforward indication that the company is losing money. This is an advantage of using earnings yield instead of the P/E ratio in valuation. For valuation purposes, the P/B Ratio and the P/S Ratio should be used for companies that are losing money.

Like the P/E ratio, the earnings yield can be used to compare investments in different industries. It can even be used to compare the attractiveness of different asset classes such as bonds and cash. Of course, the earnings yield should not be the only factor in deciding which asset classes to invest.

Also similar to the P/E ratio, the earnings yield does not consider the growth of the business. A growing company with the same earnings yield should be more attractive than a company that has the same earnings yield but does not grow.

A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %.

Be Aware

Just like the P/E Ratio, non-recurring items such as selling part of the business, selling a previous investment, etc., can affect earnings yield dramatically. The earning yield is also a poor indication for cyclical companies. When a cyclical stock has a high earnings yield it is usually at the peak of its cycle.


Banco Patagonia Earnings Yield % Related Terms

BUE:BPAT
58GF Score
Banco Patagonia SA BUE:BPAT
Earnings Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Patagonia Earnings Yield % Calculation

Earnings yield is the reciprocal of the P/E Ratio.

Banco Patagonia's Earnings Yield for today is calculated as

Earnings Yield=Earnings per Share (Diluted) (TTM)/Share Price
=116.671/2130.00
=5.48 %

Banco Patagonia's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ARS116.671 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Earnings Yield=Net Income /Market Cap

The earnings in the calculation is the Trailing Twelve Months earnings.

Frequently Asked Questions Learn more about Earnings Yield % →
What does a Earnings Yield % of 5.48% mean?
Banco Patagonia (BUE:BPAT) has a Earnings Yield % of 5.48% as of Jul. 04, 2026. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Banco Patagonia and its competitors.
Is Banco Patagonia's Earnings Yield % too high?
Banco Patagonia's current Earnings Yield % is 5.48%. Overall, Banco Patagonia has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's Earnings Yield % compare to PNC and USB?
Banco Patagonia's Earnings Yield % of 5.48% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield % for a Banks company?
A good Earnings Yield % depends on the Banks industry context. However, Earnings Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield % mean?
A high Earnings Yield % can signal that a stock is expensive relative to its fundamentals. Earnings Yield equals per-share earnings divided by share price. It is the inverse of the price-earnings ratio. View historical data on Banco Patagonia and its competitors. Banco Patagonia's current Earnings Yield % is 5.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Based on GuruFocus' analysis, Banco Patagonia (BUE:BPAT) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS1,468.50, compared to a current price of ARS2,130.00 — trading 45% above its estimated fair value. The current Earnings Yield % is 5.48%. Banco Patagonia's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield % calculated?
Earnings Yield % is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAT), the current Earnings Yield % is 5.48% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Patagonia (BUE:BPAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued. The current stock price of ARS2,130.00 is trading 45% above its estimated GF Value™ of ARS1,468.50. GuruFocus considers Banco Patagonia to be Significantly Overvalued.

Key valuation signals for BUE:BPAT:

  • Earnings Yield %: 5.48%
  • GF Value™: ARS1,468.50 vs. price of ARS2,130.00 (45% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the BUE:BPAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Patagonia Business Description

Address Avenida de Mayo 701, 24th Floor, Buenos Aires, ARG
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
58GF Score

Get the complete analysis for BUE:BPAT

Earnings Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS2,130.00
Price
ARS1,468.50
GF Value