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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Banco Patagonia's selling, general, & admin. expense for the
three
months ended in Mar. 2026 was ARS28,680 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was ARS123,746 Mil.
Banco Patagonia (BUE:BPAT) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Banco Patagonia Selling, General, & Admin. Expense Related Terms
Banco Patagonia Selling, General, & Admin. Expense Historical Data
* Premium members only.
The historical data trend for Banco Patagonia's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Patagonia Selling, General, & Admin. Expense Chart
BUE:BPAT vs PNC, USB: Selling, General, & Admin. Expense Comparison
For the Banks - Regional subindustry, Banco Patagonia's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Patagonia Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, Banco Patagonia's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Banco Patagonia's Selling, General, & Admin. Expense falls into.
Banco Patagonia Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ARS123,746 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of ARS123,746 Mil mean?
Banco Patagonia (BUE:BPAT) has a Selling, General, & Admin. Expense of ARS123,746 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Banco Patagonia and its competitors.
Is Banco Patagonia's Selling, General, & Admin. Expense too high?
Banco Patagonia's current Selling, General, & Admin. Expense is ARS123,746 Mil. Overall, Banco Patagonia has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's Selling, General, & Admin. Expense compare to PNC and USB?
Banco Patagonia's Selling, General, & Admin. Expense of ARS123,746 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Banco Patagonia and its competitors. Banco Patagonia's current Selling, General, & Admin. Expense is ARS123,746 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Based on GuruFocus' analysis, Banco Patagonia (BUE:BPAT) is currently considered Modestly Overvalued. The stock's GF Value™ is ARS1,490.95, compared to a current price of ARS1,905.00 — trading 27.8% above its estimated fair value. The current Selling, General, & Admin. Expense is ARS123,746 Mil. Banco Patagonia's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAT), the current Selling, General, & Admin. Expense is ARS123,746 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Patagonia (BUE:BPAT) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued.
The current stock price of ARS1,905.00 is trading 27.8% above its estimated GF Value™ of ARS1,490.95.
GuruFocus considers Banco Patagonia to be Modestly Overvalued.
Key valuation signals for BUE:BPAT:
Selling, General, & Admin. Expense: ARS123,746 Mil
GF Value™: ARS1,490.95 vs. price of ARS1,905.00 (27.8% above fair value)
No single metric tells the full story. See the BUE:BPAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
56GF Score
Get the complete analysis for BUE:BPAT
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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