Banco Patagonia (BUE:BPAT) PEG Ratio: 0.04 (As of Jul. 05, 2026) — Near Median


BUE:BPAT Banco Patagonia SA BUE:BPAT
58 GF Score
Price ARS2,130.00
GF Value ARS1,468.50
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Banco Patagonia PEG Ratio?

Banco Patagonia BUE:BPAT +2.65% 58 PEG Ratio is 0.04 as of Jul. 05, 2026, which is at its 10-year median of 0.04. GuruFocus rates BUE:BPAT with a GF Score™ of 58/100 and a GF Value™ of ARS1,468.50 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,231 Banks companies, Banco Patagonia ranks better than 99.84% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Banco Patagonia's PE Ratio without NRI is 4.17. Banco Patagonia's 5-Year Book Value growth rate is 97.10%. Therefore, Banco Patagonia's PEG Ratio for today is 0.04.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Banco Patagonia's PEG Ratio or its related term are showing as below:

BUE:BPAT' s PEG Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.04   Max: 0.63
Current: 0.04


During the past 13 years, Banco Patagonia's highest PEG Ratio was 0.63. The lowest was 0.01. And the median was 0.04.


BUE:BPAT's PEG Ratio is ranked better than
99.84% of 1231 companies
in the Banks industry
Industry Median: 1.54 vs BUE:BPAT: 0.04

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Banco Patagonia  (BUE:BPAT) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Banco Patagonia PEG Ratio Related Terms


Banco Patagonia PEG Ratio Historical Data

* Premium members only.

The historical data trend for Banco Patagonia's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Patagonia PEG Ratio Chart

Banco Patagonia Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.01 0.01 0.02 0.04

Banco Patagonia Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.04 0.04

BUE:BPAT vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Banco Patagonia's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Patagonia PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco Patagonia's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Banco Patagonia's PEG Ratio falls into.


BUE:BPAT
58GF Score
Banco Patagonia SA BUE:BPAT
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Patagonia PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Banco Patagonia's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=4.1681832591671/97.10
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.04 mean?
Banco Patagonia (BUE:BPAT) has a PEG Ratio of 0.04 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banco Patagonia and its competitors. This is near median its historical median of 0.04. Over the past decade, Banco Patagonia's PEG Ratio has ranged from 0.01 to 0.63. According to the industry distribution chart, Banco Patagonia ranks #2 out of 1231 companies in the Banks industry, placing it in the top 0.2%.
Is Banco Patagonia's PEG Ratio too high?
Banco Patagonia's current PEG Ratio of 0.04 is near median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.63. The Banks industry median PEG Ratio is 1.54. Banco Patagonia's value of 0.04 is 97.4% below this industry median. Based on the distribution chart, Banco Patagonia ranks #2 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Patagonia has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Patagonia's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Patagonia ranks #2 out of 1231 companies for PEG Ratio. This places Banco Patagonia in the top 0% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.54. Banco Patagonia's value of 0.04 is 97.4% below this benchmark. Historically, Banco Patagonia's own PEG Ratio has ranged from 0.01 to 0.63 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 1.54, Banco Patagonia has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Patagonia's current PEG Ratio of 0.04 is 97.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Banco Patagonia and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Patagonia's current PEG Ratio is 0.04, which is near median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Patagonia stock overvalued right now?
Based on GuruFocus' analysis, Banco Patagonia (BUE:BPAT) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS1,468.50, compared to a current price of ARS2,130.00 — trading 45% above its estimated fair value. The current PEG Ratio is 0.04, which is near median its 10-year median of 0.04 and 97.4% below the Banks industry median of 1.54. Banco Patagonia's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Banco Patagonia (BUE:BPAT), the current PEG Ratio is 0.04 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Patagonia (BUE:BPAT) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Patagonia stock appears to be overvalued. The current stock price of ARS2,130.00 is trading 45% above its estimated GF Value™ of ARS1,468.50. GuruFocus considers Banco Patagonia to be Significantly Overvalued.

Key valuation signals for BUE:BPAT:

  • PEG Ratio: 0.04 (near median its 10-year median of 0.04)
  • GF Value™: ARS1,468.50 vs. price of ARS2,130.00 (45% above fair value)
  • GF Score™: 58/100 with 2 warning signs
  • Industry Position: 97.4% below the Banks median (#2 of 1231)

No single metric tells the full story. See the BUE:BPAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Patagonia Business Description

Address Avenida de Mayo 701, 24th Floor, Buenos Aires, ARG
Banco Patagonia SA is a commercial bank based in Argentina. It provides products and services including savings accounts, checking accounts. It also provides mortgage loans, debit and credit cards, fixed-term deposits, consumer and commercial loans personal loans and other banking services. The company serves individuals, foreign residents, corporate customers, large companies, medium and small enterprises as well as agribusiness, private, financial, non-financial and government sector.
58GF Score

Get the complete analysis for BUE:BPAT

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS2,130.00
Price
ARS1,468.50
GF Value