CBKM (Consumers Bancorp) Net Loan: $896.44 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CBKM Consumers Bancorp Inc CBKM
63 GF Score
Price $29.58
GF Value $22.34
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Consumers Bancorp Net Loan?

Consumers Bancorp CBKM 63 Net Loan is $896.44 Mil as of Mar. 2026. GuruFocus rates CBKM with a GF Score™ of 63/100 and a GF Value™ of $22.34 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Consumers Bancorp's quarterly net loan increased from Sep. 2025 ($826.65 Mil) to Dec. 2025 ($863.91 Mil) and increased from Dec. 2025 ($863.91 Mil) to Mar. 2026 ($896.44 Mil).

Consumers Bancorp's annual net loan increased from Jun. 2023 ($703.40 Mil) to Jun. 2024 ($863.91 Mil) and increased from Jun. 2024 ($863.91 Mil) to Jun. 2025 ($896.44 Mil).

Consumers Bancorp Net Loan Historical Data

* Premium members only.

The historical data trend for Consumers Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumers Bancorp Net Loan Chart

Consumers Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 561.41 605.85 703.40 752.09 805.80

Consumers Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 760.02 805.80 826.65 863.91 896.44
CBKM
63GF Score
Consumers Bancorp Inc CBKM
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Consumers Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $896.44 Mil mean?
Consumers Bancorp (CBKM) has a Net Loan of $896.44 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Consumers Bancorp and its competitors.
Is Consumers Bancorp's Net Loan too high?
Consumers Bancorp's current Net Loan is $896.44 Mil. Overall, Consumers Bancorp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Consumers Bancorp's Net Loan compare to PBKC and UBCP?
Consumers Bancorp's Net Loan of $896.44 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Consumers Bancorp and its competitors. Consumers Bancorp's current Net Loan is $896.44 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Consumers Bancorp (CBKM) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.34, compared to a current price of $29.58 — trading 32.4% above its estimated fair value. The current Net Loan is $896.44 Mil. Consumers Bancorp's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Consumers Bancorp (CBKM), the current Net Loan is $896.44 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumers Bancorp (CBKM) Overvalued in 2026?

Based on GuruFocus' analysis, Consumers Bancorp stock appears to be overvalued. The current stock price of $29.58 is trading 32.4% above its estimated GF Value™ of $22.34. GuruFocus considers Consumers Bancorp to be Significantly Overvalued.

Key valuation signals for CBKM:

  • Net Loan: $896.44 Mil
  • GF Value™: $22.34 vs. price of $29.58 (32.4% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the CBKM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumers Bancorp Business Description

Address 614 East Lincoln Way, P.O. Box 256, Minerva, OH, USA, 44657
Consumers Bancorp Inc is engaged in the financial services sector. It is a bank holding company for Consumers National Bank and performs commercial and retail banking tasks. Through the bank, its business involves offering commercial and consumer loan and deposit products, as well as mortgage, financial planning, and investment services to individuals, farmers, and small and medium-sized businesses. It also invests in securities consisting predominantly of obligations of U.S. government-sponsored agencies, municipal obligations, and mortgage-backed securities issued by U.S. government-sponsored entities.
63GF Score

Get the complete analysis for CBKM

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.58
Price
$22.34
GF Value