CBKM (Consumers Bancorp) Short-Term Debt: $52.22 Mil (As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CBKM Consumers Bancorp Inc CBKM
63 GF Score
Price $32.98
GF Value $23.47
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Consumers Bancorp Short-Term Debt?

Consumers Bancorp CBKM 63 Short-Term Debt is $52.22 Mil as of Jun. 2026. GuruFocus rates CBKM with a GF Score™ of 63/100 and a GF Value™ of $23.47 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Consumers Bancorp's Short-Term Debt for the quarter that ended in Jun. 2026 was $52.22 Mil.

Consumers Bancorp's quarterly Short-Term Debt increased from Dec. 2025 ($20.38 Mil) to Mar. 2026 ($21.70 Mil) and increased from Mar. 2026 ($21.70 Mil) to Jun. 2026 ($52.22 Mil).

Consumers Bancorp's annual Short-Term Debt increased from Jun. 2024 ($30.02 Mil) to Jun. 2025 ($34.06 Mil) and increased from Jun. 2025 ($34.06 Mil) to Jun. 2026 ($52.22 Mil).

Consumers Bancorp Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Consumers Bancorp Short-Term Debt Related Terms

Consumers Bancorp Short-Term Debt Historical Data

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The historical data trend for Consumers Bancorp's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumers Bancorp Short-Term Debt Chart

Consumers Bancorp Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.38 27.04 30.02 34.06 52.22

Consumers Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.06 19.80 20.38 21.70 52.22
CBKM
63GF Score
Consumers Bancorp Inc CBKM
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $52.22 Mil mean?
Consumers Bancorp (CBKM) has a Short-Term Debt of $52.22 Mil as of Jun. 2026.
Is Consumers Bancorp's Short-Term Debt too high?
Consumers Bancorp's current Short-Term Debt is $52.22 Mil. Overall, Consumers Bancorp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Consumers Bancorp's Short-Term Debt compare to USMT and BKSC?
Consumers Bancorp's Short-Term Debt of $52.22 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Consumers Bancorp's current Short-Term Debt is $52.22 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Consumers Bancorp (CBKM) is currently considered Significantly Overvalued. The stock's GF Value™ is $23.47, compared to a current price of $32.98 — trading 40.5% above its estimated fair value. The current Short-Term Debt is $52.22 Mil. Consumers Bancorp's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Consumers Bancorp (CBKM), the current Short-Term Debt is $52.22 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumers Bancorp (CBKM) Overvalued in 2026?

Based on GuruFocus' analysis, Consumers Bancorp stock appears to be overvalued. The current stock price of $32.98 is trading 40.5% above its estimated GF Value™ of $23.47. GuruFocus considers Consumers Bancorp to be Significantly Overvalued.

Key valuation signals for CBKM:

  • Short-Term Debt: $52.22 Mil
  • GF Value™: $23.47 vs. price of $32.98 (40.5% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the CBKM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumers Bancorp Business Description

Address 614 East Lincoln Way, P.O. Box 256, Minerva, OH, USA, 44657
Consumers Bancorp Inc. is a bank holding company for Consumers National Bank, a community bank headquartered in Minerva, Ohio. It provides commercial and retail banking services, including commercial, consumer, and mortgage loans, as well as deposit products such as checking, savings, and time deposits. The bank also offers financial planning, investment, and trust-related services. Its customer base consists primarily of individuals, farmers, and small to medium-sized businesses, with operations concentrated in northeastern Ohio. Revenue is generated mainly through net interest income from loans and securities, supplemented by fees from deposit accounts, lending activities, and wealth management services. The bank invests in securities consisting largely of U.S. government-sponsored agency obligations, municipal securities, and mortgage-backed securities issued by government-sponsored entities.
63GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.98
Price
$23.47
GF Value