CBKM (Consumers Bancorp) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


CBKM Consumers Bancorp Inc CBKM
63 GF Score
Price $29.40
GF Value $22.33
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Consumers Bancorp ROC (Joel Greenblatt) %?

Consumers Bancorp CBKM +0.68% 63 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates CBKM with a GF Score™ of 63/100 and a GF Value™ of $22.33 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Consumers Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

CBKM
63GF Score
Consumers Bancorp Inc CBKM
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Consumers Bancorp (CBKM) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Consumers Bancorp and its competitors. According to the industry distribution chart, Consumers Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is Consumers Bancorp's ROC (Joel Greenblatt) % too high?
Consumers Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Consumers Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Consumers Bancorp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Consumers Bancorp's ROC (Joel Greenblatt) % compare to PBKC and UBCP?
According to the Banks industry distribution chart, Consumers Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Consumers Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Consumers Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consumers Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Consumers Bancorp (CBKM) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.33, compared to a current price of $29.40 — trading 31.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Consumers Bancorp's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Consumers Bancorp (CBKM), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumers Bancorp (CBKM) Overvalued in 2026?

Based on GuruFocus' analysis, Consumers Bancorp stock appears to be overvalued. The current stock price of $29.40 is trading 31.7% above its estimated GF Value™ of $22.33. GuruFocus considers Consumers Bancorp to be Significantly Overvalued.

Key valuation signals for CBKM:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $22.33 vs. price of $29.40 (31.7% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the CBKM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Consumers Bancorp Business Description

Address 614 East Lincoln Way, P.O. Box 256, Minerva, OH, USA, 44657
Consumers Bancorp Inc is engaged in the financial services sector. It is a bank holding company for Consumers National Bank and performs commercial and retail banking tasks. Through the bank, its business involves offering commercial and consumer loan and deposit products, as well as mortgage, financial planning, and investment services to individuals, farmers, and small and medium-sized businesses. It also invests in securities consisting predominantly of obligations of U.S. government-sponsored agencies, municipal obligations, and mortgage-backed securities issued by U.S. government-sponsored entities.
63GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.40
Price
$22.33
GF Value