CBKM (Consumers Bancorp) Total Payout Ratio: 0.25 (As of Jul. 29, 2026)

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CBKM Consumers Bancorp Inc CBKM
62 GF Score
Price $30.93
GF Value $22.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Consumers Bancorp Total Payout Ratio?

Consumers Bancorp CBKM +3.17% 62 Total Payout Ratio is 0.25 as of Jul. 29, 2026. GuruFocus rates CBKM with a GF Score™ of 62/100 and a GF Value™ of $22.34 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Consumers Bancorp's current Total Payout Ratio is 0.25.


Consumers Bancorp Total Payout Ratio Related Terms


Consumers Bancorp Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Consumers Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumers Bancorp Total Payout Ratio Chart

Consumers Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.17 0.20 0.26 0.28

Consumers Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.26 0.25 0.24 0.24

CBKM vs UBCP, NACB, FDVA: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Consumers Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumers Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Consumers Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Consumers Bancorp's Total Payout Ratio falls into.


CBKM
62GF Score
Consumers Bancorp Inc CBKM
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Consumers Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Consumers Bancorp's Total Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -2.383) / 8.667
=0.27

Consumers Bancorp's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -0.661) / 2.817
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.25 mean?
Consumers Bancorp (CBKM) has a Total Payout Ratio of 0.25 as of Jul. 29, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Consumers Bancorp and its competitors.
Is Consumers Bancorp's Total Payout Ratio too high?
Consumers Bancorp's current Total Payout Ratio is 0.25. Overall, Consumers Bancorp has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Consumers Bancorp's Total Payout Ratio compare to UBCP and NACB?
Consumers Bancorp's Total Payout Ratio of 0.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Consumers Bancorp and its competitors. Consumers Bancorp's current Total Payout Ratio is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Consumers Bancorp (CBKM) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.34, compared to a current price of $30.93 — trading 38.5% above its estimated fair value. The current Total Payout Ratio is 0.25. Consumers Bancorp's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Consumers Bancorp (CBKM), the current Total Payout Ratio is 0.25 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumers Bancorp (CBKM) Overvalued in 2026?

Based on GuruFocus' analysis, Consumers Bancorp stock appears to be overvalued. The current stock price of $30.93 is trading 38.5% above its estimated GF Value™ of $22.34. GuruFocus considers Consumers Bancorp to be Significantly Overvalued.

Key valuation signals for CBKM:

  • Total Payout Ratio: 0.25
  • GF Value™: $22.34 vs. price of $30.93 (38.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the CBKM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Consumers Bancorp Business Description

Address 614 East Lincoln Way, P.O. Box 256, Minerva, OH, USA, 44657
Consumers Bancorp Inc is engaged in the financial services sector. It is a bank holding company for Consumers National Bank and performs commercial and retail banking tasks. Through the bank, its business involves offering commercial and consumer loan and deposit products, as well as mortgage, financial planning, and investment services to individuals, farmers, and small and medium-sized businesses. It also invests in securities consisting predominantly of obligations of U.S. government-sponsored agencies, municipal obligations, and mortgage-backed securities issued by U.S. government-sponsored entities.
62GF Score

Get the complete analysis for CBKM

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.93
Price
$22.34
GF Value