CBKM (Consumers Bancorp) 12-1 Month Momentum %: 38.48% (As of Aug. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CBKM Consumers Bancorp Inc CBKM
63 GF Score
Price $32.00
GF Value $22.54
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Consumers Bancorp 12-1 Month Momentum %?

Consumers Bancorp CBKM 63 12-1 Month Momentum % is 38.48% as of Aug. 20, 2026. GuruFocus rates CBKM with a GF Score™ of 63/100 and a GF Value™ of $22.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,594 Banks companies, Consumers Bancorp ranks better than 74.72% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-20), Consumers Bancorp's 12-1 Month Momentum % is 38.48%.

The industry rank for Consumers Bancorp's 12-1 Month Momentum % or its related term are showing as below:

CBKM's 12-1 Month Momentum % is ranked better than
74.72% of 1594 companies
in the Banks industry
Industry Median: 19.77 vs CBKM: 38.48

Consumers Bancorp  (OTCPK:CBKM) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Consumers Bancorp 12-1 Month Momentum % Related Terms


CBKM vs UBCP, NACB, FDVA: 12-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Consumers Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumers Bancorp 12-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Consumers Bancorp's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Consumers Bancorp's 12-1 Month Momentum % falls into.


CBKM
63GF Score
Consumers Bancorp Inc CBKM
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Consumers Bancorp  (OTCPK:CBKM) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 38.48% mean?
Consumers Bancorp (CBKM) has a 12-1 Month Momentum % of 38.48% as of Aug. 20, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Consumers Bancorp and its competitors. According to the industry distribution chart, Consumers Bancorp ranks #403 out of 1594 companies in the Banks industry, placing it in the top 25.3%.
Is Consumers Bancorp's 12-1 Month Momentum % too high?
Consumers Bancorp's current 12-1 Month Momentum % is 38.48%. The Banks industry median 12-1 Month Momentum % is 19.77. Consumers Bancorp's value of 38.48% is 94.6% above this industry median. Based on the distribution chart, Consumers Bancorp ranks #403 out of 1594 companies in the Banks industry, which is above the industry midpoint. Overall, Consumers Bancorp has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Consumers Bancorp's 12-1 Month Momentum % compare to UBCP and NACB?
According to the Banks industry distribution chart, Consumers Bancorp ranks #403 out of 1594 companies for 12-1 Month Momentum %. This puts Consumers Bancorp in the upper half of its industry. The industry median 12-1 Month Momentum % is 19.77. Consumers Bancorp's value of 38.48% is 94.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 19.77, based on 1,594 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Consumers Bancorp's current 12-1 Month Momentum % of 38.48% is 94.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Consumers Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 19.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consumers Bancorp's current 12-1 Month Momentum % is 38.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Consumers Bancorp (CBKM) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.54, compared to a current price of $32.00 — trading 42% above its estimated fair value. The current 12-1 Month Momentum % is 38.48% and 94.6% above the Banks industry median of 19.77. Consumers Bancorp's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Consumers Bancorp (CBKM), the current 12-1 Month Momentum % is 38.48% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumers Bancorp (CBKM) Overvalued in 2026?

Based on GuruFocus' analysis, Consumers Bancorp stock appears to be overvalued. The current stock price of $32.00 is trading 42% above its estimated GF Value™ of $22.54. GuruFocus considers Consumers Bancorp to be Significantly Overvalued.

Key valuation signals for CBKM:

  • 12-1 Month Momentum %: 38.48%
  • GF Value™: $22.54 vs. price of $32.00 (42% above fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 94.6% above the Banks median (#403 of 1594)

No single metric tells the full story. See the CBKM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Consumers Bancorp Business Description

Address 614 East Lincoln Way, P.O. Box 256, Minerva, OH, USA, 44657
Consumers Bancorp Inc is engaged in the financial services sector. It is a bank holding company for Consumers National Bank and performs commercial and retail banking tasks. Through the bank, its business involves offering commercial and consumer loan and deposit products, as well as mortgage, financial planning, and investment services to individuals, farmers, and small and medium-sized businesses. It also invests in securities consisting predominantly of obligations of U.S. government-sponsored agencies, municipal obligations, and mortgage-backed securities issued by U.S. government-sponsored entities.
63GF Score

Get the complete analysis for CBKM

12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.00
Price
$22.54
GF Value