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CBKM (Consumers Bancorp) Cash-to-Debt : 1.12 (As of Sep. 2024)


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What is Consumers Bancorp Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Consumers Bancorp's cash to debt ratio for the quarter that ended in Sep. 2024 was 1.12.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Consumers Bancorp could pay off its debt using the cash in hand for the quarter that ended in Sep. 2024.

The historical rank and industry rank for Consumers Bancorp's Cash-to-Debt or its related term are showing as below:

CBKM' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.5   Med: 0.93   Max: 2.22
Current: 1.12

During the past 13 years, Consumers Bancorp's highest Cash to Debt Ratio was 2.22. The lowest was 0.50. And the median was 0.93.

CBKM's Cash-to-Debt is ranked worse than
55.21% of 1498 companies
in the Banks industry
Industry Median: 1.295 vs CBKM: 1.12

Consumers Bancorp Cash-to-Debt Historical Data

The historical data trend for Consumers Bancorp's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Consumers Bancorp Cash-to-Debt Chart

Consumers Bancorp Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.82 0.51 1.43 0.75

Consumers Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.22 0.56 0.90 0.75 1.12

Competitive Comparison of Consumers Bancorp's Cash-to-Debt

For the Banks - Regional subindustry, Consumers Bancorp's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumers Bancorp's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Consumers Bancorp's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Consumers Bancorp's Cash-to-Debt falls into.



Consumers Bancorp Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Consumers Bancorp's Cash to Debt Ratio for the fiscal year that ended in Jun. 2024 is calculated as:

Consumers Bancorp's Cash to Debt Ratio for the quarter that ended in Sep. 2024 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Consumers Bancorp  (OTCPK:CBKM) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Consumers Bancorp Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Consumers Bancorp's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.


Consumers Bancorp Business Description

Traded in Other Exchanges
N/A
Address
614 East Lincoln Way, P.O. Box 256, Minerva, OH, USA, 44657
Consumers Bancorp Inc is engaged in the financial services sector. It is a bank holding company for Consumers National Bank and performs commercial and retail banking tasks. Through the bank, its business involves offering commercial and consumer loan and deposit products, as well as mortgage, financial planning, and investment services to individuals, farmers, and small and medium-sized businesses. It also invests in securities consisting predominantly of obligations of U.S. government-sponsored agencies, municipal obligations, and mortgage-backed securities issued by U.S. government-sponsored entities.
Executives
Laurie L Mcclellan director, 10 percent owner, officer: CHAIRMAN OF BOD 28 TEPEE DR, MINERVA OH 44644
Kiko Richard T Jr director 103 OVERWOOD RD, AKRON OH 44313
Lober Ralph J Ii director, officer: CEO/President 9084 EMERALD ISLE ST NW, CANAL FULTON OH 44614
John W Parkinson director 199 ORLANDO MANOR, WINTERSVILLE OH 43953
Scott E Dodds officer: EVP, Senior Loan Officer 2669 MT PLEASANT ST NE, NORTH CANTON OH 44721
Derek G Williams officer: SVP, Training & Sales Develop 1221 CENTURY HILL STREET, LOUISVILLE OH 44641-2720
Frank L Paden director 7465 JAGUAR DR, BOARDMAN OH 44512
Bradley Goris director 3075 SOUTH UNION AVE, ALLIANCE OH 44601-5362
Shawna L'italien director 617 BRICKER FARMS LANE, SALEM OH 44460
Suzanne N Mikes officer: VP, Chief Credit Officer 4028 TROON DR, UNIONTOWN OH 44685
Renee Wood officer: Chief Financial Officer 1025 40TH STREET NE, CANTON OH 44714
Ann M Gano director 2053 MAY VALLEY RD SW, NEW PHILADELPHIA OH 44663
Schmuck Harry W Jr director 7200 RAVENNA AVE, LOUISVILLE OH 44641
John P/ Furey director 8050 AVALON RD NW, MALVERN OH 44644
Kimberly K Chuckalovchak officer: SVP, Chief Information Officer 10020 LINDEN RD NW, MINERVA OH 44657