CBKM (Consumers Bancorp) Cyclically Adjusted Revenue per Share: $11.54 (As of Mar. 2026)


CBKM Consumers Bancorp Inc CBKM
62 GF Score
Price $29.59
GF Value $22.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Consumers Bancorp Cyclically Adjusted Revenue per Share?

Consumers Bancorp CBKM 62 Cyclically Adjusted Revenue per Share is $11.54 as of Mar. 2026. GuruFocus rates CBKM with a GF Score™ of 62/100 and a GF Value™ of $22.34 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Consumers Bancorp's adjusted revenue per share for the three months ended in Mar. 2026 was $3.535. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $11.54 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Consumers Bancorp's average Cyclically Adjusted Revenue Growth Rate was 8.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 7.00% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 8.80% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 5.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Consumers Bancorp was 9.70% per year. The lowest was 0.30% per year. And the median was 2.90% per year.

As of today (2026-07-12), Consumers Bancorp's current stock price is $29.59. Consumers Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $11.54. Consumers Bancorp's Cyclically Adjusted PS Ratio of today is 2.56.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Consumers Bancorp was 3.74. The lowest was 1.57. And the median was 2.48.


Consumers Bancorp  (OTCPK:CBKM) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Consumers Bancorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=29.59/11.54
=2.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Consumers Bancorp was 3.74. The lowest was 1.57. And the median was 2.48.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Consumers Bancorp Cyclically Adjusted Revenue per Share Related Terms


Consumers Bancorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Consumers Bancorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumers Bancorp Cyclically Adjusted Revenue per Share Chart

Consumers Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.78 8.85 9.43 10.13 10.84

Consumers Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.63 10.84 11.05 11.18 11.54

CBKM vs PBKC, UBCP, SSBI: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Consumers Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumers Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Consumers Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Consumers Bancorp's Cyclically Adjusted PS Ratio falls into.


CBKM
62GF Score
Consumers Bancorp Inc CBKM
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Consumers Bancorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Consumers Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.535/330.2130*330.2130
=3.535

Current CPI (Mar. 2026) = 330.2130.

Consumers Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.433 241.018 1.963
201609 1.631 241.428 2.231
201612 1.536 241.432 2.101
201703 1.515 243.801 2.052
201706 1.529 244.955 2.061
201709 1.643 246.819 2.198
201712 1.678 246.524 2.248
201803 1.680 249.554 2.223
201806 1.747 251.989 2.289
201809 2.052 252.439 2.684
201812 1.879 251.233 2.470
201903 1.802 254.202 2.341
201906 1.882 256.143 2.426
201909 2.175 256.759 2.797
201912 2.055 256.974 2.641
202003 2.164 258.115 2.768
202006 2.393 257.797 3.065
202009 2.523 260.280 3.201
202012 2.584 260.474 3.276
202103 2.368 264.877 2.952
202106 2.454 271.696 2.983
202109 2.968 274.310 3.573
202112 3.132 278.802 3.710
202203 2.891 287.504 3.320
202206 2.954 296.311 3.292
202209 3.036 296.808 3.378
202212 3.138 296.797 3.491
202303 2.964 301.836 3.243
202306 2.891 305.109 3.129
202309 2.909 307.789 3.121
202312 2.864 306.746 3.083
202403 2.807 312.332 2.968
202406 2.818 314.175 2.962
202409 2.908 315.301 3.046
202412 2.991 315.605 3.129
202503 3.007 319.799 3.105
202506 3.200 322.561 3.276
202509 3.379 324.800 3.435
202512 3.525 324.054 3.592
202603 3.535 330.213 3.535

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $11.54 mean?
Consumers Bancorp (CBKM) has a Cyclically Adjusted Revenue per Share of $11.54 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Consumers Bancorp and its competitors.
Is Consumers Bancorp's Cyclically Adjusted Revenue per Share too high?
Consumers Bancorp's current Cyclically Adjusted Revenue per Share is $11.54. Overall, Consumers Bancorp has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Consumers Bancorp's Cyclically Adjusted Revenue per Share compare to PBKC and UBCP?
Consumers Bancorp's Cyclically Adjusted Revenue per Share of $11.54 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Consumers Bancorp and its competitors. Consumers Bancorp's current Cyclically Adjusted Revenue per Share is $11.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumers Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Consumers Bancorp (CBKM) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.34, compared to a current price of $29.59 — trading 32.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $11.54. Consumers Bancorp's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Consumers Bancorp (CBKM), the current Cyclically Adjusted Revenue per Share is $11.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumers Bancorp (CBKM) Overvalued in 2026?

Based on GuruFocus' analysis, Consumers Bancorp stock appears to be overvalued. The current stock price of $29.59 is trading 32.5% above its estimated GF Value™ of $22.34. GuruFocus considers Consumers Bancorp to be Significantly Overvalued.

Key valuation signals for CBKM:

  • Cyclically Adjusted Revenue per Share: $11.54
  • GF Value™: $22.34 vs. price of $29.59 (32.5% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the CBKM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Consumers Bancorp Business Description

Address 614 East Lincoln Way, P.O. Box 256, Minerva, OH, USA, 44657
Consumers Bancorp Inc is engaged in the financial services sector. It is a bank holding company for Consumers National Bank and performs commercial and retail banking tasks. Through the bank, its business involves offering commercial and consumer loan and deposit products, as well as mortgage, financial planning, and investment services to individuals, farmers, and small and medium-sized businesses. It also invests in securities consisting predominantly of obligations of U.S. government-sponsored agencies, municipal obligations, and mortgage-backed securities issued by U.S. government-sponsored entities.
62GF Score

Get the complete analysis for CBKM

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.59
Price
$22.34
GF Value