Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) Net Loan: €18,254 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:NLBL Nova Ljubljanska banka dd Ljubljana CHIX:NLBL
76 GF Score
Price €44.80
GF Value €28.12
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Nova Ljubljanska banka dd Ljubljana Net Loan?

Nova Ljubljanska banka dd Ljubljana CHIX:NLBL -1.10% 76 Net Loan is €18,254 Mil as of Mar. 2026. GuruFocus rates CHIX:NLBL with a GF Score™ of 76/100 and a GF Value™ of €28.12 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Nova Ljubljanska banka dd Ljubljana's quarterly net loan increased from Sep. 2025 (€17,108 Mil) to Dec. 2025 (€17,631 Mil) and increased from Dec. 2025 (€17,631 Mil) to Mar. 2026 (€18,254 Mil).

Nova Ljubljanska banka dd Ljubljana's annual net loan increased from Dec. 2023 (€13,651 Mil) to Dec. 2024 (€17,631 Mil) and increased from Dec. 2024 (€17,631 Mil) to Dec. 2025 (€18,254 Mil).

Nova Ljubljanska banka dd Ljubljana Net Loan Historical Data

* Premium members only.

The historical data trend for Nova Ljubljanska banka dd Ljubljana's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nova Ljubljanska banka dd Ljubljana Net Loan Chart

Nova Ljubljanska banka dd Ljubljana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,619.09 12,999.65 13,650.56 15,365.67 17,630.52

Nova Ljubljanska banka dd Ljubljana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15,906.19 16,360.49 17,107.91 17,630.52 18,254.10
CHIX:NLBL
76GF Score
Nova Ljubljanska banka dd Ljubljana CHIX:NLBL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nova Ljubljanska banka dd Ljubljana Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €18,254 Mil mean?
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) has a Net Loan of €18,254 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors.
Is Nova Ljubljanska banka dd Ljubljana's Net Loan too high?
Nova Ljubljanska banka dd Ljubljana's current Net Loan is €18,254 Mil. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's Net Loan compare to PNC and USB?
Nova Ljubljanska banka dd Ljubljana's Net Loan of €18,254 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. Nova Ljubljanska banka dd Ljubljana's current Net Loan is €18,254 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €28.12, compared to a current price of €44.80 — trading 59.3% above its estimated fair value. The current Net Loan is €18,254 Mil. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL), the current Net Loan is €18,254 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued. The current stock price of €44.80 is trading 59.3% above its estimated GF Value™ of €28.12. GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.

Key valuation signals for CHIX:NLBL:

  • Net Loan: €18,254 Mil
  • GF Value™: €28.12 vs. price of €44.80 (59.3% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the CHIX:NLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nova Ljubljanska banka dd Ljubljana Business Description

Address Trg republike 2, Ljubljana, SVN, 1000
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
76GF Score

Get the complete analysis for CHIX:NLBL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.80
Price
€28.12
GF Value