Nova Ljubljanska banka dd Ljubljana (CHIX:NLBl) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Nova Ljubljanska banka dd Ljubljana PS Ratio Related Terms
Nova Ljubljanska banka dd Ljubljana PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana PS Ratio Chart
For the Banks - Regional subindustry, Nova Ljubljanska banka dd Ljubljana's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nova Ljubljanska banka dd Ljubljana PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Nova Ljubljanska banka dd Ljubljana's PS Ratio distribution charts can be found below:
* The bar in red indicates where Nova Ljubljanska banka dd Ljubljana's PS Ratio falls into.
Nova Ljubljanska banka dd Ljubljana PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Nova Ljubljanska banka dd Ljubljana's Share Price of today is €44.65. Nova Ljubljanska banka dd Ljubljana's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €13.61.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) has a PS Ratio of 3.28 as of Jul. 08, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. This is 32700% above median its historical median of 0.01. Over the past decade, Nova Ljubljanska banka dd Ljubljana's PS Ratio has ranged from 0.01 to 3.38. According to the industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #890 out of 1517 companies in the Banks industry, placing it in the top 58.7%.
Is Nova Ljubljanska banka dd Ljubljana's PS Ratio too high?
Nova Ljubljanska banka dd Ljubljana's current PS Ratio of 3.28 is 32700% above median its 10-year median of 0.01. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 3.38. The Banks industry median PS Ratio is 3.02. Nova Ljubljanska banka dd Ljubljana's value of 3.28 is 8.6% above this industry median. Based on the distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #890 out of 1517 companies in the Banks industry, which is below the industry midpoint. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #890 out of 1517 companies for PS Ratio. This places Nova Ljubljanska banka dd Ljubljana in the lower half of its industry. The industry median PS Ratio is 3.02. Nova Ljubljanska banka dd Ljubljana's value of 3.28 is 8.6% above this benchmark. Historically, Nova Ljubljanska banka dd Ljubljana's own PS Ratio has ranged from 0.01 to 3.38 over the past decade. While the company's 10-year median is 0.01 vs. the industry median of 3.02, Nova Ljubljanska banka dd Ljubljana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nova Ljubljanska banka dd Ljubljana's current PS Ratio of 3.28 is 8.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nova Ljubljanska banka dd Ljubljana's current PS Ratio is 3.28, which is 32700% above median its own 10-year median of 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €28.15, compared to a current price of €44.65 — trading 58.6% above its estimated fair value. The current PS Ratio is 3.28, which is 32700% above median its 10-year median of 0.01 and 8.6% above the Banks industry median of 3.02. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL), the current PS Ratio is 3.28 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued.
The current stock price of €44.65 is trading 58.6% above its estimated GF Value™ of €28.15.
GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.
Key valuation signals for CHIX:NLBL:
PS Ratio: 3.28 (32700% above median its 10-year median of 0.01)
GF Value™: €28.15 vs. price of €44.65 (58.6% above fair value)
Industry Position: 8.6% above the Banks median (#890 of 1517)
No single metric tells the full story. See the CHIX:NLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nova Ljubljanska banka dd Ljubljana Business Description
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
76GF Score
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