CHIX:NLBl'
s Net Margin % Range Over the Past 10 Years
Min: 22.02 Med: 40.07 Max: 53.75
Current: 36.49
CHIX:NLBl's Net Margin % is ranked better than 78.24% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs CHIX:NLBl: 36.49
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBl) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Nova Ljubljanska banka dd Ljubljana Net Margin % Related Terms
Nova Ljubljanska banka dd Ljubljana Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana Net Margin % Chart
For the Banks - Regional subindustry, Nova Ljubljanska banka dd Ljubljana's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nova Ljubljanska banka dd Ljubljana Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nova Ljubljanska banka dd Ljubljana's Net Margin % distribution charts can be found below:
* The bar in red indicates where Nova Ljubljanska banka dd Ljubljana's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) has a Net Margin % of 35.49% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. This is 11% below median its historical median of 40.07. Over the past decade, Nova Ljubljanska banka dd Ljubljana's Net Margin % has ranged from 22.02 to 53.75. According to the industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #332 out of 1526 companies in the Banks industry, placing it in the top 21.8%.
Is Nova Ljubljanska banka dd Ljubljana's Net Margin % too high?
Nova Ljubljanska banka dd Ljubljana's current Net Margin % of 35.49% is 11% below median its 10-year median of 40.07. Over the past 10 years, this metric has ranged from a low of 22.02 to a high of 53.75. The Banks industry median Net Margin % is 26.97. Nova Ljubljanska banka dd Ljubljana's value of 35.49% is 31.6% above this industry median. Based on the distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #332 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #332 out of 1526 companies for Net Margin %. This places Nova Ljubljanska banka dd Ljubljana in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Nova Ljubljanska banka dd Ljubljana's value of 35.49% is 31.6% above this benchmark. Historically, Nova Ljubljanska banka dd Ljubljana's own Net Margin % has ranged from 22.02 to 53.75 over the past decade. While the company's 10-year median is 40.07 vs. the industry median of 26.97, Nova Ljubljanska banka dd Ljubljana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nova Ljubljanska banka dd Ljubljana's current Net Margin % of 35.49% is 31.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nova Ljubljanska banka dd Ljubljana's current Net Margin % is 35.49%, which is 11% below median its own 10-year median of 40.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €27.44, compared to a current price of €43.70 — trading 59.3% above its estimated fair value. The current Net Margin % is 35.49%, which is 11% below median its 10-year median of 40.07 and 31.6% above the Banks industry median of 26.97. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL), the current Net Margin % is 35.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued.
The current stock price of €43.70 is trading 59.3% above its estimated GF Value™ of €27.44.
GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.
Key valuation signals for CHIX:NLBL:
Net Margin %: 35.49% (11% below median its 10-year median of 40.07)
GF Value™: €27.44 vs. price of €43.70 (59.3% above fair value)
Industry Position: 31.6% above the Banks median (#332 of 1526)
No single metric tells the full story. See the CHIX:NLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nova Ljubljanska banka dd Ljubljana Business Description
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
76GF Score
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