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CHIX:NLBl'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.14
Current: 0.12
During the past 11 years, the highest Equity to Asset Ratio of Nova Ljubljanska banka dd Ljubljana was 0.14. The lowest was 0.10. And the median was 0.12.
CHIX:NLBl's Equity-to-Asset is ranked better than 71.86% of 1521
companies
in the Banks industry
Industry Median: 0.1
vs CHIX:NLBl: 0.12
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBl) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Nova Ljubljanska banka dd Ljubljana Equity-to-Asset Related Terms
Nova Ljubljanska banka dd Ljubljana Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana Equity-to-Asset Chart
For the Banks - Regional subindustry, Nova Ljubljanska banka dd Ljubljana's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nova Ljubljanska banka dd Ljubljana Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Nova Ljubljanska banka dd Ljubljana's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Nova Ljubljanska banka dd Ljubljana's Equity-to-Asset falls into.
Nova Ljubljanska banka dd Ljubljana Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. This is near median its historical median of 0.12. Over the past decade, Nova Ljubljanska banka dd Ljubljana's Equity-to-Asset has ranged from 0.10 to 0.14. According to the industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #428 out of 1521 companies in the Banks industry, placing it in the top 28.1%.
Is Nova Ljubljanska banka dd Ljubljana's Equity-to-Asset too high?
Nova Ljubljanska banka dd Ljubljana's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Nova Ljubljanska banka dd Ljubljana's value of 0.12 is 20% above this industry median. Based on the distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #428 out of 1521 companies in the Banks industry, which is above the industry midpoint. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's Equity-to-Asset compare to USB and PNC?
According to the Banks industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #428 out of 1521 companies for Equity-to-Asset. This puts Nova Ljubljanska banka dd Ljubljana in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Nova Ljubljanska banka dd Ljubljana's value of 0.12 is 20% above this benchmark. Historically, Nova Ljubljanska banka dd Ljubljana's own Equity-to-Asset has ranged from 0.10 to 0.14 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Nova Ljubljanska banka dd Ljubljana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nova Ljubljanska banka dd Ljubljana's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nova Ljubljanska banka dd Ljubljana's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €28.58, compared to a current price of €43.95 — trading 53.8% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.12 and 20% above the Banks industry median of 0.10. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued.
The current stock price of €43.95 is trading 53.8% above its estimated GF Value™ of €28.58.
GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.
Key valuation signals for CHIX:NLBL:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.12)
GF Value™: €28.58 vs. price of €43.95 (53.8% above fair value)
Industry Position: 20% above the Banks median (#428 of 1521)
No single metric tells the full story. See the CHIX:NLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
75GF Score
Get the complete analysis for CHIX:NLBL
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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