CHIX:NLBl'
s Pretax Margin % Range Over the Past 10 Years
Min: 26.14 Med: 46.33 Max: 58.1
Current: 43.23
CHIX:NLBl's Pretax Margin % is ranked better than 70.2% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs CHIX:NLBl: 43.23
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBl) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Nova Ljubljanska banka dd Ljubljana Pretax Margin % Related Terms
Nova Ljubljanska banka dd Ljubljana Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana Pretax Margin % Chart
For the Banks - Regional subindustry, Nova Ljubljanska banka dd Ljubljana's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nova Ljubljanska banka dd Ljubljana Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Nova Ljubljanska banka dd Ljubljana's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Nova Ljubljanska banka dd Ljubljana's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) has a Pretax Margin % of 42.17% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. This is near median its historical median of 46.33. Over the past decade, Nova Ljubljanska banka dd Ljubljana's Pretax Margin % has ranged from 26.14 to 58.10. According to the industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #456 out of 1530 companies in the Banks industry, placing it in the top 29.8%.
Is Nova Ljubljanska banka dd Ljubljana's Pretax Margin % too high?
Nova Ljubljanska banka dd Ljubljana's current Pretax Margin % of 42.17% is near median its 10-year median of 46.33. Over the past 10 years, this metric has ranged from a low of 26.14 to a high of 58.10. The Banks industry median Pretax Margin % is 34.72. Nova Ljubljanska banka dd Ljubljana's value of 42.17% is 21.5% above this industry median. Based on the distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #456 out of 1530 companies in the Banks industry, which is above the industry midpoint. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #456 out of 1530 companies for Pretax Margin %. This puts Nova Ljubljanska banka dd Ljubljana in the upper half of its industry. The industry median Pretax Margin % is 34.72. Nova Ljubljanska banka dd Ljubljana's value of 42.17% is 21.5% above this benchmark. Historically, Nova Ljubljanska banka dd Ljubljana's own Pretax Margin % has ranged from 26.14 to 58.10 over the past decade. While the company's 10-year median is 46.33 vs. the industry median of 34.72, Nova Ljubljanska banka dd Ljubljana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nova Ljubljanska banka dd Ljubljana's current Pretax Margin % of 42.17% is 21.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nova Ljubljanska banka dd Ljubljana's current Pretax Margin % is 42.17%, which is near median its own 10-year median of 46.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €27.49, compared to a current price of €43.55 — trading 58.4% above its estimated fair value. The current Pretax Margin % is 42.17%, which is near median its 10-year median of 46.33 and 21.5% above the Banks industry median of 34.72. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL), the current Pretax Margin % is 42.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) Overvalued in 2026?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued.
The current stock price of €43.55 is trading 58.4% above its estimated GF Value™ of €27.49.
GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.
Key valuation signals for CHIX:NLBL:
Pretax Margin %: 42.17% (near median its 10-year median of 46.33)
GF Value™: €27.49 vs. price of €43.55 (58.4% above fair value)
Industry Position: 21.5% above the Banks median (#456 of 1530)
No single metric tells the full story. See the CHIX:NLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nova Ljubljanska banka dd Ljubljana Business Description
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
76GF Score
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