Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) LT-Debt-to-Total-Asset: 0.08 (As of Mar. 2026)


CHIX:NLBL Nova Ljubljanska banka dd Ljubljana CHIX:NLBL
76 GF Score
Price €46.10
GF Value €28.07
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Nova Ljubljanska banka dd Ljubljana LT-Debt-to-Total-Asset?

Nova Ljubljanska banka dd Ljubljana CHIX:NLBL +1.88% 76 LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus rates CHIX:NLBL with a GF Score™ of 76/100 and a GF Value™ of €28.07 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Nova Ljubljanska banka dd Ljubljana's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.08.

Nova Ljubljanska banka dd Ljubljana's long-term debt to total assets ratio declined from Mar. 2025 (0.08) to Mar. 2026 (0.08). It may suggest that Nova Ljubljanska banka dd Ljubljana is progressively becoming less dependent on debt to grow their business.

Nova Ljubljanska banka dd Ljubljana  (CHIX:NLBl) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Nova Ljubljanska banka dd Ljubljana LT-Debt-to-Total-Asset Related Terms

Nova Ljubljanska banka dd Ljubljana LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Nova Ljubljanska banka dd Ljubljana's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nova Ljubljanska banka dd Ljubljana LT-Debt-to-Total-Asset Chart

Nova Ljubljanska banka dd Ljubljana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.05 0.06 0.07 0.08

Nova Ljubljanska banka dd Ljubljana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.09 0.08 0.08 0.08
CHIX:NLBL
76GF Score
Nova Ljubljanska banka dd Ljubljana CHIX:NLBL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Nova Ljubljanska banka dd Ljubljana LT-Debt-to-Total-Asset Calculation

Nova Ljubljanska banka dd Ljubljana's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=2419.114/31474.832
=0.08

Nova Ljubljanska banka dd Ljubljana's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=2610.727/32270.811
=0.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.08 mean?
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) has a LT-Debt-to-Total-Asset of 0.08 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors.
Is Nova Ljubljanska banka dd Ljubljana's LT-Debt-to-Total-Asset too high?
Nova Ljubljanska banka dd Ljubljana's current LT-Debt-to-Total-Asset is 0.08. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's LT-Debt-to-Total-Asset compare to PNC and USB?
Nova Ljubljanska banka dd Ljubljana's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. Nova Ljubljanska banka dd Ljubljana's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €28.07, compared to a current price of €46.10 — trading 64.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.08. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL), the current LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued. The current stock price of €46.10 is trading 64.2% above its estimated GF Value™ of €28.07. GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.

Key valuation signals for CHIX:NLBL:

  • LT-Debt-to-Total-Asset: 0.08
  • GF Value™: €28.07 vs. price of €46.10 (64.2% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the CHIX:NLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nova Ljubljanska banka dd Ljubljana Business Description

Address Trg republike 2, Ljubljana, SVN, 1000
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
76GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.10
Price
€28.07
GF Value