Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) 5-Year Yield-on-Cost %: 6.03 (As of Jul. 23, 2026) — 13% Below Median

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CHIX:NLBL Nova Ljubljanska banka dd Ljubljana CHIX:NLBL
76 GF Score
Price €45.53
GF Value €28.16
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Nova Ljubljanska banka dd Ljubljana 5-Year Yield-on-Cost %?

Nova Ljubljanska banka dd Ljubljana CHIX:NLBL +2.77% 76 5-Year Yield-on-Cost % is 6.03 as of Jul. 23, 2026, which is 13% below its 10-year median of 6.95. GuruFocus rates CHIX:NLBL with a GF Score™ of 76/100 and a GF Value™ of €28.16 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, Nova Ljubljanska banka dd Ljubljana ranks better than 70.98% on this metric.

Nova Ljubljanska banka dd Ljubljana's yield on cost for the quarter that ended in Mar. 2026 was 6.03.


The historical rank and industry rank for Nova Ljubljanska banka dd Ljubljana's 5-Year Yield-on-Cost % or its related term are showing as below:

CHIX:NLBl' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.75   Med: 6.95   Max: 20.03
Current: 6.03


During the past 11 years, Nova Ljubljanska banka dd Ljubljana's highest Yield on Cost was 20.03. The lowest was 0.75. And the median was 6.95.


CHIX:NLBl's 5-Year Yield-on-Cost % is ranked better than
70.98% of 1251 companies
in the Banks industry
Industry Median: 3.9 vs CHIX:NLBl: 6.03

Nova Ljubljanska banka dd Ljubljana  (CHIX:NLBl) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Nova Ljubljanska banka dd Ljubljana 5-Year Yield-on-Cost % Related Terms


CHIX:NLBL vs PNC, USB: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Nova Ljubljanska banka dd Ljubljana's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nova Ljubljanska banka dd Ljubljana 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Nova Ljubljanska banka dd Ljubljana's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Nova Ljubljanska banka dd Ljubljana's 5-Year Yield-on-Cost % falls into.


CHIX:NLBL
76GF Score
Nova Ljubljanska banka dd Ljubljana CHIX:NLBL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nova Ljubljanska banka dd Ljubljana 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Nova Ljubljanska banka dd Ljubljana is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 6.03 mean?
Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) has a 5-Year Yield-on-Cost % of 6.03 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. This is 13% below median its historical median of 6.95. Over the past decade, Nova Ljubljanska banka dd Ljubljana's 5-Year Yield-on-Cost % has ranged from 0.75 to 20.03. According to the industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #363 out of 1251 companies in the Banks industry, placing it in the top 29%.
Is Nova Ljubljanska banka dd Ljubljana's 5-Year Yield-on-Cost % too high?
Nova Ljubljanska banka dd Ljubljana's current 5-Year Yield-on-Cost % of 6.03 is 13% below median its 10-year median of 6.95. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 20.03. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Nova Ljubljanska banka dd Ljubljana's value of 6.03 is 54.6% above this industry median. Based on the distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #363 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Nova Ljubljanska banka dd Ljubljana has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nova Ljubljanska banka dd Ljubljana's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Nova Ljubljanska banka dd Ljubljana ranks #363 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Nova Ljubljanska banka dd Ljubljana in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Nova Ljubljanska banka dd Ljubljana's value of 6.03 is 54.6% above this benchmark. Historically, Nova Ljubljanska banka dd Ljubljana's own 5-Year Yield-on-Cost % has ranged from 0.75 to 20.03 over the past decade. While the company's 10-year median is 6.95 vs. the industry median of 3.90, Nova Ljubljanska banka dd Ljubljana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nova Ljubljanska banka dd Ljubljana's current 5-Year Yield-on-Cost % of 6.03 is 54.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Nova Ljubljanska banka dd Ljubljana and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nova Ljubljanska banka dd Ljubljana's current 5-Year Yield-on-Cost % is 6.03, which is 13% below median its own 10-year median of 6.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nova Ljubljanska banka dd Ljubljana stock overvalued right now?
Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) is currently considered Significantly Overvalued. The stock's GF Value™ is €28.16, compared to a current price of €45.53 — trading 61.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.03, which is 13% below median its 10-year median of 6.95 and 54.6% above the Banks industry median of 3.90. Nova Ljubljanska banka dd Ljubljana's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL), the current 5-Year Yield-on-Cost % is 6.03 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nova Ljubljanska banka dd Ljubljana (CHIX:NLBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nova Ljubljanska banka dd Ljubljana stock appears to be overvalued. The current stock price of €45.53 is trading 61.7% above its estimated GF Value™ of €28.16. GuruFocus considers Nova Ljubljanska banka dd Ljubljana to be Significantly Overvalued.

Key valuation signals for CHIX:NLBL:

  • 5-Year Yield-on-Cost %: 6.03 (13% below median its 10-year median of 6.95)
  • GF Value™: €28.16 vs. price of €45.53 (61.7% above fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 54.6% above the Banks median (#363 of 1251)

No single metric tells the full story. See the CHIX:NLBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nova Ljubljanska banka dd Ljubljana Business Description

Address Trg republike 2, Ljubljana, SVN, 1000
Nova Ljubljanska banka dd Ljubljana is a Slovenia-based entity providing universal banking services. It is a principal provider of banking products, asset management, and insurance products. The company has six operating segments: Retail Banking in Slovenia, Corporate and Investment Banking in Slovenia, Strategic Foreign Markets, Financial Markets in Slovenia, Non-Core Members, and Other Activities. Geographically, the company operates in Slovenia, Southeast Europe (North Macedonia, Serbia, Montenegro, Croatia, Bosnia & Herzegovina, and Kosovo), and Western Europe (Germany and Switzerland). Geographically, the company generates the majority of its revenue from Slovenia.
76GF Score

Get the complete analysis for CHIX:NLBL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.53
Price
€28.16
GF Value