CPBI (Central Plains Bancshares) Tariff Resilience Score: 9/10 (As of Jul. 26, 2026)

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CPBI Central Plains Bancshares Inc CPBI
35 GF Score
Price $19.80
GF Value $17.03
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Central Plains Bancshares Tariff Resilience Score?

Central Plains Bancshares CPBI -1.54% 35 Tariff Resilience Score is 9 as of Jul. 26, 2026. GuruFocus rates CPBI with a GF Score™ of 35/100 and a GF Value™ of $17.03 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,607 Banks companies, Central Plains Bancshares ranks better than 99.32% on this metric.

Central Plains Bancshares has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Central Plains Bancshares has As a regional bank, CPBI has minimal direct exposure to tariffs. Its operations are primarily domestic, with limited international trade involvement.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Central Plains Bancshares might have Highly Resilient.

Central Plains Bancshares  (NAS:CPBI) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Central Plains Bancshares Tariff Resilience Score Related Terms

CPBI vs CYFL, PBKX, REDW: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Central Plains Bancshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Central Plains Bancshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Central Plains Bancshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Central Plains Bancshares's Tariff Resilience Score falls into.


CPBI
35GF Score
Central Plains Bancshares Inc CPBI
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Central Plains Bancshares (CPBI) has a Tariff Resilience Score of 9 as of Jul. 26, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Central Plains Bancshares ranks #11 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is Central Plains Bancshares' Tariff Resilience Score too high?
Central Plains Bancshares' current Tariff Resilience Score is 9. Based on the distribution chart, Central Plains Bancshares ranks #11 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Central Plains Bancshares has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Plains Bancshares' Tariff Resilience Score compare to CYFL and PBKX?
According to the Banks industry distribution chart, Central Plains Bancshares ranks #11 out of 1607 companies for Tariff Resilience Score. This places Central Plains Bancshares in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Central Plains Bancshares's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Plains Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Central Plains Bancshares (CPBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.03, compared to a current price of $19.80 — trading 16.3% above its estimated fair value. The current Tariff Resilience Score is 9. Central Plains Bancshares' overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Central Plains Bancshares (CPBI), the current Tariff Resilience Score is 9 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Central Plains Bancshares (CPBI) Overvalued in 2026?

Based on GuruFocus' analysis, Central Plains Bancshares stock appears to be overvalued. The current stock price of $19.80 is trading 16.3% above its estimated GF Value™ of $17.03. GuruFocus considers Central Plains Bancshares to be Modestly Overvalued.

Key valuation signals for CPBI:

  • Tariff Resilience Score: 9
  • GF Value™: $17.03 vs. price of $19.80 (16.3% above fair value)
  • GF Score™: 35/100 with 4 warning signs

No single metric tells the full story. See the CPBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Central Plains Bancshares Business Description

Address 221 South Locust Street, Grand Island, NE, USA, 68801
Central Plains Bancshares Inc operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that provides mortgage, consumer, commercial real estate, and commercial loans. The bank business consists mainly of accepting deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in primary market area, as well as commercial real estate loans. The company's revenue is derived from the business of banking.
35GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.80
Price
$17.03
GF Value