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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Central Plains Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Plains Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Central Plains Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Central Plains Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Plains Bancshares (CPBI) has a OCF Margin % of -3.41% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Central Plains Bancshares and its competitors. Over the past decade, Central Plains Bancshares' OCF Margin % has ranged from 23.67 to 33.43. According to the industry distribution chart, Central Plains Bancshares ranks #760 out of 1486 companies in the Banks industry, placing it in the top 51.1%.
Is Central Plains Bancshares' OCF Margin % too high?
Central Plains Bancshares' current OCF Margin % is -3.41%. Over the past 10 years, this metric has ranged from a low of 23.67 to a high of 33.43. Based on the distribution chart, Central Plains Bancshares ranks #760 out of 1486 companies in the Banks industry, which is below the industry midpoint. Overall, Central Plains Bancshares has a GF Score™ of 35/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Plains Bancshares' OCF Margin % compare to FBSI and FSEA?
According to the Banks industry distribution chart, Central Plains Bancshares ranks #760 out of 1486 companies for OCF Margin %. This places Central Plains Bancshares in the lower half of its industry. The industry median OCF Margin % is 30.90. Historically, Central Plains Bancshares' own OCF Margin % has ranged from 23.67 to 33.43 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.90, based on 1,486 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Central Plains Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 30.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Plains Bancshares's current OCF Margin % is -3.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Plains Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Central Plains Bancshares (CPBI) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.71, compared to a current price of $20.99 — trading 18.5% above its estimated fair value. The current OCF Margin % is -3.41%. Central Plains Bancshares' overall GF Score™ is 35/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Central Plains Bancshares (CPBI), the current OCF Margin % is -3.41% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Plains Bancshares (CPBI) Overvalued in 2026?
Based on GuruFocus' analysis, Central Plains Bancshares stock appears to be overvalued.
The current stock price of $20.99 is trading 18.5% above its estimated GF Value™ of $17.71.
GuruFocus considers Central Plains Bancshares to be Modestly Overvalued.
Key valuation signals for CPBI:
OCF Margin %: -3.41%
GF Value™: $17.71 vs. price of $20.99 (18.5% above fair value)
No single metric tells the full story. See the CPBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Plains Bancshares Inc operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that provides mortgage, consumer, commercial real estate, and commercial loans. The bank business consists mainly of accepting deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential mortgage loans secured by properties located in primary market area, as well as commercial real estate loans. The company's revenue is derived from the business of banking.
35GF Score
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