EFSC (Enterprise Financial Services) Net Loan: $11,551.1 Mil (As of Mar. 2026)


EFSC Enterprise Financial Services Corp EFSC
70 GF Score
Price $65.34
GF Value $63.78
Valuation Fairly Valued
! 5 Warning Signs
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What is Enterprise Financial Services Net Loan?

Enterprise Financial Services EFSC +0.41% 70 Net Loan is $11,551.1 Mil as of Mar. 2026. GuruFocus rates EFSC with a GF Score™ of 70/100 and a GF Value™ of $63.78 (Fairly Valued). The stock has 5 warning signs investors should review.

Enterprise Financial Services's quarterly net loan increased from Sep. 2025 ($11,434.9 Mil) to Dec. 2025 ($11,661.2 Mil) but then declined from Dec. 2025 ($11,661.2 Mil) to Mar. 2026 ($11,551.1 Mil).

Enterprise Financial Services's annual net loan increased from Dec. 2023 ($10,749.7 Mil) to Dec. 2024 ($11,661.2 Mil) and increased from Dec. 2024 ($11,661.2 Mil) to Dec. 2025 ($11,551.1 Mil).

Enterprise Financial Services Net Loan Historical Data

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The historical data trend for Enterprise Financial Services's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Financial Services Net Loan Chart

Enterprise Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8,878.99 9,601.43 10,749.71 11,082.52 11,661.24

Enterprise Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,155.82 11,264.29 11,434.94 11,661.24 11,551.13
EFSC
70GF Score
Enterprise Financial Services Corp EFSC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Enterprise Financial Services Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $11,551.1 Mil mean?
Enterprise Financial Services (EFSC) has a Net Loan of $11,551.1 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Enterprise Financial Services and its competitors.
Is Enterprise Financial Services' Net Loan too high?
Enterprise Financial Services' current Net Loan is $11,551.1 Mil. Overall, Enterprise Financial Services has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' Net Loan compare to INTR and BUSE?
Enterprise Financial Services' Net Loan of $11,551.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Enterprise Financial Services and its competitors. Enterprise Financial Services's current Net Loan is $11,551.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $63.78, compared to a current price of $65.34 — trading 2.4% above its estimated fair value. The current Net Loan is $11,551.1 Mil. Enterprise Financial Services' overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current Net Loan is $11,551.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Financial Services (EFSC) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be overvalued. The current stock price of $65.34 is trading 2.4% above its estimated GF Value™ of $63.78. GuruFocus considers Enterprise Financial Services to be Fairly Valued.

Key valuation signals for EFSC:

  • Net Loan: $11,551.1 Mil
  • GF Value™: $63.78 vs. price of $65.34 (2.4% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enterprise Financial Services Business Description

Address 150 North Meramec Avenue, Clayton, MO, USA, 63105
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
70GF Score

Get the complete analysis for EFSC

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.34
Price
$63.78
GF Value