EFSC (Enterprise Financial Services) OCF Yield %: 8.84 (As of Jun. 24, 2026) — 14% Below Median


EFSC Enterprise Financial Services Corp EFSC
69 GF Score
Price $65.57
GF Value $63.07
Valuation Fairly Valued
! 5 Warning Signs
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What is Enterprise Financial Services OCF Yield %?

Enterprise Financial Services EFSC +1.31% 69 OCF Yield % is 8.84 as of Jun. 24, 2026, which is 14% below its 10-year median of 10.29. GuruFocus rates EFSC with a GF Score™ of 69/100 and a GF Value™ of $63.07 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, Enterprise Financial Services ranks worse than 52% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Enterprise Financial Services's Trailing 12-Month Cash Flow from Operations is $212.0 Mil, and Market Cap is $2,398.7 Mil. Therefore, Enterprise Financial Services's OCF Yield % for today is 8.84%.

The historical rank and industry rank for Enterprise Financial Services's OCF Yield % or its related term are showing as below:

EFSC' s OCF Yield % Range Over the Past 10 Years
Min: 3.95   Med: 10.29   Max: 18.89
Current: 8.84


During the past 13 years, the highest OCF Yield % of Enterprise Financial Services was 18.89%. The lowest was 3.95%. And the median was 10.29%.

EFSC's OCF Yield % is ranked worse than
52% of 1502 companies
in the Banks industry
Industry Median: 9.275 vs EFSC: 8.84

Enterprise Financial Services's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Enterprise Financial Services OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Enterprise Financial Services OCF Yield % Related Terms


Enterprise Financial Services OCF Yield % Historical Data

* Premium members only.

The historical data trend for Enterprise Financial Services's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Financial Services OCF Yield % Chart

Enterprise Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.02 11.88 16.06 11.86 9.69

Enterprise Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.07 12.04 9.20 8.59 11.82

EFSC vs BANR, MBIN, TBBK: OCF Yield % Comparison

For the Banks - Regional subindustry, Enterprise Financial Services's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enterprise Financial Services OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services's OCF Yield % falls into.


EFSC
69GF Score
Enterprise Financial Services Corp EFSC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Enterprise Financial Services OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Enterprise Financial Services's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=193.515 / 1996.11
=9.69%

Enterprise Financial Services's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=58.503 * 4 / 1979.39791
=11.82%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 8.84 mean?
Enterprise Financial Services (EFSC) has a OCF Yield % of 8.84 as of Jun. 24, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Enterprise Financial Services and its competitors. This is 14% below median its historical median of 10.29. Over the past decade, Enterprise Financial Services' OCF Yield % has ranged from 3.95 to 18.89. According to the industry distribution chart, Enterprise Financial Services ranks #781 out of 1502 companies in the Banks industry, placing it in the top 52%.
Is Enterprise Financial Services' OCF Yield % too high?
Enterprise Financial Services' current OCF Yield % of 8.84 is 14% below median its 10-year median of 10.29. Over the past 10 years, this metric has ranged from a low of 3.95 to a high of 18.89. The Banks industry median OCF Yield % is 9.28. Enterprise Financial Services' value of 8.84 is 4.7% below this industry median. Based on the distribution chart, Enterprise Financial Services ranks #781 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Enterprise Financial Services has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' OCF Yield % compare to BANR and MBIN?
According to the Banks industry distribution chart, Enterprise Financial Services ranks #781 out of 1502 companies for OCF Yield %. This places Enterprise Financial Services in the lower half of its industry. The industry median OCF Yield % is 9.28. Enterprise Financial Services' value of 8.84 is 4.7% below this benchmark. Historically, Enterprise Financial Services' own OCF Yield % has ranged from 3.95 to 18.89 over the past decade. While the company's 10-year median is 10.29 vs. the industry median of 9.28, Enterprise Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services's current OCF Yield % of 8.84 is 4.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Enterprise Financial Services and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services's current OCF Yield % is 8.84, which is 14% below median its own 10-year median of 10.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $63.07, compared to a current price of $65.57 — trading 4% above its estimated fair value. The current OCF Yield % is 8.84, which is 14% below median its 10-year median of 10.29 and 4.7% below the Banks industry median of 9.28. Enterprise Financial Services' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current OCF Yield % is 8.84 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Financial Services (EFSC) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be overvalued. The current stock price of $65.57 is trading 4% above its estimated GF Value™ of $63.07. GuruFocus considers Enterprise Financial Services to be Fairly Valued.

Key valuation signals for EFSC:

  • OCF Yield %: 8.84 (14% below median its 10-year median of 10.29)
  • GF Value™: $63.07 vs. price of $65.57 (4% above fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 4.7% below the Banks median (#781 of 1502)

No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Financial Services Business Description

Address 150 North Meramec Avenue, Clayton, MO, USA, 63105
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score

Get the complete analysis for EFSC

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.57
Price
$63.07
GF Value