EFSC (Enterprise Financial Services) Risk Assessment


EFSC Enterprise Financial Services Corp EFSC
69 GF Score
Price $65.80
GF Value $63.51
Valuation Fairly Valued
! 5 Warning Signs
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What is Enterprise Financial Services Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Enterprise Financial Services is: High Risk: High uncertainty with risk-return tradeoff.

Enterprise Financial Services  (NAS:EFSC) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Enterprise Financial Services Risk Assessment Related Terms

EFSC vs INTR, BUSE, HAPN: Risk Assessment Comparison

For the Banks - Regional subindustry, Enterprise Financial Services's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enterprise Financial Services Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services's Risk Assessment falls into.


EFSC
69GF Score
Enterprise Financial Services Corp EFSC
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Enterprise Financial Services (EFSC) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be overvalued. The current stock price of $65.80 is trading 3.6% above its estimated GF Value™ of $63.51. GuruFocus considers Enterprise Financial Services to be Fairly Valued.

Key valuation signals for EFSC:

  • Risk Assessment:
  • GF Value™: $63.51 vs. price of $65.80 (3.6% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enterprise Financial Services Business Description

Address 150 North Meramec Avenue, Clayton, MO, USA, 63105
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score

Get the complete analysis for EFSC

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.80
Price
$63.51
GF Value