EFSC (Enterprise Financial Services) Dividend Payout Ratio: 0.25 (As of Mar. 2026) — 39% Above Median


EFSC Enterprise Financial Services Corp EFSC
69 GF Score
Price $65.57
GF Value $63.11
Valuation Fairly Valued
! 5 Warning Signs
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What is Enterprise Financial Services Dividend Payout Ratio?

Enterprise Financial Services EFSC +1.31% 69 Dividend Payout Ratio is 0.25 as of Mar. 2026, which is 39% above its 10-year median of 0.18. GuruFocus rates EFSC with a GF Scoreâ„¢ of 69/100 and a GF Valueâ„¢ of $63.11 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,168 Banks companies, Enterprise Financial Services ranks better than 70.46% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Enterprise Financial Services's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.25.

The historical rank and industry rank for Enterprise Financial Services's Dividend Payout Ratio or its related term are showing as below:

EFSC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.18   Max: 0.25
Current: 0.24

During the past 13 years, the highest Dividend Payout Ratio of Enterprise Financial Services was 0.25. The lowest was 0.12. And the median was 0.18.

EFSC's Dividend Payout Ratio is ranked better than
70.46% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs EFSC: 0.24

As of today (2026-06-25), the Dividend Yield % of Enterprise Financial Services is 1.98%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Enterprise Financial Services was 2.86%. The lowest was 0.77%. And the median was 1.68%.

Enterprise Financial Services's Dividends per Share for the months ended in Mar. 2026 was $0.33.

During the past 12 months, Enterprise Financial Services's average Dividends Per Share Growth Rate was 14.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 10.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 11.40% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 15.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Enterprise Financial Services was 28.00% per year. The lowest was 0.00% per year. And the median was 11.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Enterprise Financial Services (NAS:EFSC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Enterprise Financial Services Dividend Payout Ratio Related Terms

Enterprise Financial Services Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Enterprise Financial Services's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Financial Services Dividend Payout Ratio Chart

Enterprise Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.17 0.20 0.22 0.23

Enterprise Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.22 0.26 0.24 0.25

EFSC vs BANR, MBIN, TBBK: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Enterprise Financial Services's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enterprise Financial Services Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services's Dividend Payout Ratio falls into.


EFSC
69GF Score
Enterprise Financial Services Corp EFSC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enterprise Financial Services Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Enterprise Financial Services's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.22/ 5.24
=0.23

Enterprise Financial Services's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.33/ 1.31
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.25 mean?
Enterprise Financial Services (EFSC) has a Dividend Payout Ratio of 0.25 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Enterprise Financial Services and its competitors. This is 39% above median its historical median of 0.18. Over the past decade, Enterprise Financial Services' Dividend Payout Ratio has ranged from 0.12 to 0.25. According to the industry distribution chart, Enterprise Financial Services ranks #345 out of 1168 companies in the Banks industry, placing it in the top 29.5%.
Is Enterprise Financial Services' Dividend Payout Ratio too high?
Enterprise Financial Services' current Dividend Payout Ratio of 0.25 is 39% above median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.25. The Banks industry median Dividend Payout Ratio is 0.32. Enterprise Financial Services' value of 0.25 is 21.9% below this industry median. Based on the distribution chart, Enterprise Financial Services ranks #345 out of 1168 companies in the Banks industry, which is above the industry midpoint. Overall, Enterprise Financial Services has a GF Scoreâ„¢ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' Dividend Payout Ratio compare to BANR and MBIN?
According to the Banks industry distribution chart, Enterprise Financial Services ranks #345 out of 1168 companies for Dividend Payout Ratio. This puts Enterprise Financial Services in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Enterprise Financial Services' value of 0.25 is 21.9% below this benchmark. Historically, Enterprise Financial Services' own Dividend Payout Ratio has ranged from 0.12 to 0.25 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.32, Enterprise Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services's current Dividend Payout Ratio of 0.25 is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Enterprise Financial Services and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services's current Dividend Payout Ratio is 0.25, which is 39% above median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $63.11, compared to a current price of $65.57 — trading 3.9% above its estimated fair value. The current Dividend Payout Ratio is 0.25, which is 39% above median its 10-year median of 0.18 and 21.9% below the Banks industry median of 0.32. Enterprise Financial Services' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current Dividend Payout Ratio is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Financial Services (EFSC) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be overvalued. The current stock price of $65.57 is trading 3.9% above its estimated GF Value™ of $63.11. GuruFocus considers Enterprise Financial Services to be Fairly Valued.

Key valuation signals for EFSC:

  • Dividend Payout Ratio: 0.25 (39% above median its 10-year median of 0.18)
  • GF Value™: $63.11 vs. price of $65.57 (3.9% above fair value)
  • GF Score™: 69/100 with 5 warning signs
  • Industry Position: 21.9% below the Banks median (#345 of 1168)

No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enterprise Financial Services Business Description

Address 150 North Meramec Avenue, Clayton, MO, USA, 63105
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score

Get the complete analysis for EFSC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.57
Price
$63.11
GF Value