EFSC (Enterprise Financial Services) Cyclically Adjusted Book per Share: $42.43 (As of Jun. 2026)

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EFSC Enterprise Financial Services Corp EFSC
69 GF Score
Price $63.67
GF Value $65.70
Valuation Fairly Valued
! 6 Warning Signs
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What is Enterprise Financial Services Cyclically Adjusted Book per Share?

Enterprise Financial Services EFSC -0.48% 69 Cyclically Adjusted Book per Share is $42.43 as of Jun. 2026. GuruFocus rates EFSC with a GF Score™ of 69/100 and a GF Value™ of $65.70 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Enterprise Financial Services's adjusted book value per share for the three months ended in Jun. 2026 was $54.301. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $42.43 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Enterprise Financial Services's average Cyclically Adjusted Book Growth Rate was 11.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 12.90% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 12.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Enterprise Financial Services was 15.20% per year. The lowest was 4.20% per year. And the median was 7.20% per year.

As of today (2026-08-23), Enterprise Financial Services's current stock price is $63.67. Enterprise Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $42.43. Enterprise Financial Services's Cyclically Adjusted PB Ratio of today is 1.50.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Enterprise Financial Services was 3.51. The lowest was 1.08. And the median was 1.75.


Enterprise Financial Services  (NAS:EFSC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Enterprise Financial Services's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=63.67/42.43
=1.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Enterprise Financial Services was 3.51. The lowest was 1.08. And the median was 1.75.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Enterprise Financial Services Cyclically Adjusted Book per Share Related Terms


Enterprise Financial Services Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Enterprise Financial Services's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Financial Services Cyclically Adjusted Book per Share Chart

Enterprise Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.38 29.18 32.52 36.02 39.78

Enterprise Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.17 39.14 39.78 41.25 42.43

EFSC vs SYBT, BANR, INTR: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Enterprise Financial Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enterprise Financial Services Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services's Cyclically Adjusted PB Ratio falls into.


EFSC
69GF Score
Enterprise Financial Services Corp EFSC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Enterprise Financial Services Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Enterprise Financial Services's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=54.301/333.9520*333.9520
=54.301

Current CPI (Jun. 2026) = 333.9520.

Enterprise Financial Services Quarterly Data

Book Value per Share CPI Adj_Book
201609 19.066 241.428 26.373
201612 19.311 241.432 26.711
201703 22.951 243.801 31.438
201706 23.366 244.955 31.855
201709 23.689 246.819 32.052
201712 23.759 246.524 32.185
201803 24.015 249.554 32.137
201806 24.805 251.989 32.873
201809 25.413 252.439 33.619
201812 26.466 251.233 35.180
201903 29.684 254.202 38.997
201906 30.681 256.143 40.001
201909 31.793 256.759 41.351
201912 32.671 256.974 42.458
202003 32.355 258.115 41.861
202006 33.133 257.797 42.921
202009 33.661 260.280 43.189
202012 34.571 260.474 44.323
202103 34.950 264.877 44.064
202106 35.860 271.696 44.077
202109 37.518 274.310 45.675
202112 38.528 278.802 46.149
202203 37.349 287.504 43.383
202206 36.968 296.311 41.664
202209 36.919 296.808 41.539
202212 38.930 296.797 43.804
202303 40.761 301.836 45.098
202306 41.388 305.109 45.301
202309 41.190 307.789 44.691
202312 43.941 306.746 47.838
202403 44.242 312.332 47.304
202406 45.075 314.175 47.912
202409 47.333 315.301 50.133
202412 47.367 315.605 50.121
202503 48.637 319.799 50.789
202506 50.092 322.561 51.861
202509 51.616 324.800 53.070
202512 53.223 324.054 54.849
202603 53.312 330.213 53.916
202606 54.301 333.952 54.301

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $42.43 mean?
Enterprise Financial Services (EFSC) has a Cyclically Adjusted Book per Share of $42.43 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Enterprise Financial Services and its competitors.
Is Enterprise Financial Services' Cyclically Adjusted Book per Share too high?
Enterprise Financial Services' current Cyclically Adjusted Book per Share is $42.43. Overall, Enterprise Financial Services has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' Cyclically Adjusted Book per Share compare to SYBT and BANR?
Enterprise Financial Services' Cyclically Adjusted Book per Share of $42.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Enterprise Financial Services and its competitors. Enterprise Financial Services's current Cyclically Adjusted Book per Share is $42.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $65.70, compared to a current price of $63.67 — trading 3.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is $42.43. Enterprise Financial Services' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current Cyclically Adjusted Book per Share is $42.43 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Enterprise Financial Services (EFSC) Overvalued in 2026?

Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be undervalued. The current stock price of $63.67 is trading 3.1% below its estimated GF Value™ of $65.70. GuruFocus considers Enterprise Financial Services to be Fairly Valued.

Key valuation signals for EFSC:

  • Cyclically Adjusted Book per Share: $42.43
  • GF Value™: $65.70 vs. price of $63.67 (3.1% below fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Enterprise Financial Services Business Description

Address 150 North Meramec Avenue, Clayton, MO, USA, 63105
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score

Get the complete analysis for EFSC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.67
Price
$65.70
GF Value