Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Enterprise Financial Services's EV-to-OCF or its related term are showing as below:
EFSC'
s EV-to-OCF Range Over the Past 10 Years
Min: 0.48 Med: 8.91 Max: 31.92
Current: 12.34
During the past 13 years, the highest EV-to-OCF of Enterprise Financial Services was 31.92. The lowest was 0.48. And the median was 8.91.
EFSC's EV-to-OCF is ranked worse than 76.9% of 1502
companies
in the Banks industry
Industry Median: 3.685
vs EFSC: 12.34
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Enterprise Financial Services's PE Ratio (TTM) for today is calculated as:
Enterprise Financial Services's share price for today is $65.99.
Enterprise Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.030.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Enterprise Financial Services EV-to-OCF Related Terms
Enterprise Financial Services EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Enterprise Financial Services's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services's EV-to-OCF falls into.
Enterprise Financial Services's current Enterprise Value is $2,615.6 Mil.
Enterprise Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $212.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services (EFSC) has a EV-to-OCF of 12.34 as of Jul. 26, 2026. This is 38% above median its historical median of 8.91. Over the past decade, Enterprise Financial Services' EV-to-OCF has ranged from 0.48 to 31.92. According to the industry distribution chart, Enterprise Financial Services ranks #1155 out of 1502 companies in the Banks industry, placing it in the top 76.9%.
Is Enterprise Financial Services' EV-to-OCF too high?
Enterprise Financial Services' current EV-to-OCF of 12.34 is 38% above median its 10-year median of 8.91. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 31.92. The Banks industry median EV-to-OCF is 3.69. Enterprise Financial Services' value of 12.34 is 234.9% above this industry median. Based on the distribution chart, Enterprise Financial Services ranks #1155 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Enterprise Financial Services has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' EV-to-OCF compare to INTR and BUSE?
According to the Banks industry distribution chart, Enterprise Financial Services ranks #1155 out of 1502 companies for EV-to-OCF. This places Enterprise Financial Services in the lower half of its industry. The industry median EV-to-OCF is 3.69. Enterprise Financial Services' value of 12.34 is 234.9% above this benchmark. Historically, Enterprise Financial Services' own EV-to-OCF has ranged from 0.48 to 31.92 over the past decade. While the company's 10-year median is 8.91 vs. the industry median of 3.69, Enterprise Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.69, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services's current EV-to-OCF of 12.34 is 234.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services's current EV-to-OCF is 12.34, which is 38% above median its own 10-year median of 8.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $65.17, compared to a current price of $65.99 — trading 1.3% above its estimated fair value. The current EV-to-OCF is 12.34, which is 38% above median its 10-year median of 8.91 and 234.9% above the Banks industry median of 3.69. Enterprise Financial Services' overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current EV-to-OCF is 12.34 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services (EFSC) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be overvalued.
The current stock price of $65.99 is trading 1.3% above its estimated GF Value™ of $65.17.
GuruFocus considers Enterprise Financial Services to be Fairly Valued.
Key valuation signals for EFSC:
EV-to-OCF: 12.34 (38% above median its 10-year median of 8.91)
GF Value™: $65.17 vs. price of $65.99 (1.3% above fair value)
Industry Position: 234.9% above the Banks median (#1155 of 1502)
No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Business Description
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score
Get the complete analysis for EFSC
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
EFSC has been successfully added to your 
