Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Enterprise Financial Services 5-Year Yield-on-Cost % Related Terms
EFSC vs INTR, BUSE, HAPN: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Enterprise Financial Services's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Enterprise Financial Services (EFSC) has a 5-Year Yield-on-Cost % of 3.40 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Enterprise Financial Services and its competitors. This is 17% above median its historical median of 2.90. Over the past decade, Enterprise Financial Services' 5-Year Yield-on-Cost % has ranged from 1.32 to 4.91. According to the industry distribution chart, Enterprise Financial Services ranks #739 out of 1256 companies in the Banks industry, placing it in the top 58.8%.
Is Enterprise Financial Services' 5-Year Yield-on-Cost % too high?
Enterprise Financial Services' current 5-Year Yield-on-Cost % of 3.40 is 17% above median its 10-year median of 2.90. Over the past 10 years, this metric has ranged from a low of 1.32 to a high of 4.91. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Enterprise Financial Services' value of 3.40 is 12.9% below this industry median. Based on the distribution chart, Enterprise Financial Services ranks #739 out of 1256 companies in the Banks industry, which is below the industry midpoint. Overall, Enterprise Financial Services has a GF Scoreâ„¢ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' 5-Year Yield-on-Cost % compare to INTR and BUSE?
According to the Banks industry distribution chart, Enterprise Financial Services ranks #739 out of 1256 companies for 5-Year Yield-on-Cost %. This places Enterprise Financial Services in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.91. Enterprise Financial Services' value of 3.40 is 12.9% below this benchmark. Historically, Enterprise Financial Services' own 5-Year Yield-on-Cost % has ranged from 1.32 to 4.91 over the past decade. While the company's 10-year median is 2.90 vs. the industry median of 3.91, Enterprise Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services's current 5-Year Yield-on-Cost % of 3.40 is 12.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Enterprise Financial Services and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services's current 5-Year Yield-on-Cost % is 3.40, which is 17% above median its own 10-year median of 2.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $63.51, compared to a current price of $65.80 — trading 3.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.40, which is 17% above median its 10-year median of 2.90 and 12.9% below the Banks industry median of 3.91. Enterprise Financial Services' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current 5-Year Yield-on-Cost % is 3.40 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services (EFSC) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be overvalued.
The current stock price of $65.80 is trading 3.6% above its estimated GF Value™ of $63.51.
GuruFocus considers Enterprise Financial Services to be Fairly Valued.
Key valuation signals for EFSC:
5-Year Yield-on-Cost %: 3.40 (17% above median its 10-year median of 2.90)
GF Value™: $63.51 vs. price of $65.80 (3.6% above fair value)
Industry Position: 12.9% below the Banks median (#739 of 1256)
No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Business Description
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score
Get the complete analysis for EFSC
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
EFSC has been successfully added to your 