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Enterprise Financial ServicesEFSC +0.34%69 3-Year Book Growth Rate is 11.00% as of Jun. 2026, which is 9% above its 10-year median of 10.10. GuruFocus rates EFSC with a GF Score™ of 69/100 and a GF Value™ of $66.86 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,491 Banks companies, Enterprise Financial Services ranks better than 62.71% on this metric.
During the past 12 months, Enterprise Financial Services's average Book Value per Share Growth Rate was 8.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 11.00% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 8.60% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 11.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Enterprise Financial Services was 23.30% per year. The lowest was -23.10% per year. And the median was 10.10% per year.
Enterprise Financial Services (NAS:EFSC) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Enterprise Financial Services 3-Year Book Growth Rate Related Terms
EFSC vs NWBI, INTR, OFG: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Enterprise Financial Services's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services's 3-Year Book Growth Rate falls into.
Enterprise Financial Services 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 11.00% mean?
Enterprise Financial Services (EFSC) has a 3-Year Book Growth Rate of 11.00% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Enterprise Financial Services and its competitors. This is near median its historical median of 10.10. According to the industry distribution chart, Enterprise Financial Services ranks #556 out of 1491 companies in the Banks industry, placing it in the top 37.3%.
Is Enterprise Financial Services' 3-Year Book Growth Rate too high?
Enterprise Financial Services' current 3-Year Book Growth Rate of 11.00% is near median its 10-year median of 10.10. The Banks industry median 3-Year Book Growth Rate is 8.80. Enterprise Financial Services' value of 11.00% is 25% above this industry median. Based on the distribution chart, Enterprise Financial Services ranks #556 out of 1491 companies in the Banks industry, which is above the industry midpoint. Overall, Enterprise Financial Services has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' 3-Year Book Growth Rate compare to NWBI and INTR?
According to the Banks industry distribution chart, Enterprise Financial Services ranks #556 out of 1491 companies for 3-Year Book Growth Rate. This puts Enterprise Financial Services in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Enterprise Financial Services' value of 11.00% is 25% above this benchmark. While the company's 10-year median is 10.10 vs. the industry median of 8.80, Enterprise Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,491 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services's current 3-Year Book Growth Rate of 11.00% is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Enterprise Financial Services and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services's current 3-Year Book Growth Rate is 11.00%, which is near median its own 10-year median of 10.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $66.86, compared to a current price of $64.66 — trading 3.3% below its estimated fair value. The current 3-Year Book Growth Rate is 11.00%, which is near median its 10-year median of 10.10 and 25% above the Banks industry median of 8.80. Enterprise Financial Services' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current 3-Year Book Growth Rate is 11.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services (EFSC) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be undervalued.
The current stock price of $64.66 is trading 3.3% below its estimated GF Value™ of $66.86.
GuruFocus considers Enterprise Financial Services to be Fairly Valued.
Key valuation signals for EFSC:
3-Year Book Growth Rate: 11.00% (near median its 10-year median of 10.10)
GF Value™: $66.86 vs. price of $64.66 (3.3% below fair value)
Industry Position: 25% above the Banks median (#556 of 1491)
No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score
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