* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Enterprise Financial Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enterprise Financial Services FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Enterprise Financial Services's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Enterprise Financial Services's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Financial Services (EFSC) has a FCF Margin % of 36.99% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Enterprise Financial Services and its competitors. This is 14% below median its historical median of 43.12. Over the past decade, Enterprise Financial Services' FCF Margin % has ranged from 20.68 to 48.63. According to the industry distribution chart, Enterprise Financial Services ranks #606 out of 1505 companies in the Banks industry, placing it in the top 40.3%.
Is Enterprise Financial Services' FCF Margin % too high?
Enterprise Financial Services' current FCF Margin % of 36.99% is 14% below median its 10-year median of 43.12. Over the past 10 years, this metric has ranged from a low of 20.68 to a high of 48.63. The Banks industry median FCF Margin % is 26.42. Enterprise Financial Services' value of 36.99% is 40% above this industry median. Based on the distribution chart, Enterprise Financial Services ranks #606 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Enterprise Financial Services has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Enterprise Financial Services' FCF Margin % compare to BANR and MBIN?
According to the Banks industry distribution chart, Enterprise Financial Services ranks #606 out of 1505 companies for FCF Margin %. This puts Enterprise Financial Services in the upper half of its industry. The industry median FCF Margin % is 26.42. Enterprise Financial Services' value of 36.99% is 40% above this benchmark. Historically, Enterprise Financial Services' own FCF Margin % has ranged from 20.68 to 48.63 over the past decade. While the company's 10-year median is 43.12 vs. the industry median of 26.42, Enterprise Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Enterprise Financial Services's current FCF Margin % of 36.99% is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Enterprise Financial Services and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Enterprise Financial Services's current FCF Margin % is 36.99%, which is 14% below median its own 10-year median of 43.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Enterprise Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Enterprise Financial Services (EFSC) is currently considered Fairly Valued. The stock's GF Value™ is $63.07, compared to a current price of $65.57 — trading 4% above its estimated fair value. The current FCF Margin % is 36.99%, which is 14% below median its 10-year median of 43.12 and 40% above the Banks industry median of 26.42. Enterprise Financial Services' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Enterprise Financial Services (EFSC), the current FCF Margin % is 36.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Enterprise Financial Services (EFSC) Overvalued in 2026?
Based on GuruFocus' analysis, Enterprise Financial Services stock appears to be overvalued.
The current stock price of $65.57 is trading 4% above its estimated GF Value™ of $63.07.
GuruFocus considers Enterprise Financial Services to be Fairly Valued.
Key valuation signals for EFSC:
FCF Margin %: 36.99% (14% below median its 10-year median of 43.12)
GF Value™: $63.07 vs. price of $65.57 (4% above fair value)
Industry Position: 40% above the Banks median (#606 of 1505)
No single metric tells the full story. See the EFSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Enterprise Financial Services Business Description
Enterprise Financial Services Corporation is a financial holding company. It offers banking and wealth management services to individuals and business customers located in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico, in addition to loan and deposit production offices throughout the United States. The company offers a broad range of business and personal banking services including wealth management services. Its Lending services include commercial and industrial, commercial real estate, real estate construction and development, residential real estate and consumer loans.
69GF Score
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