FMFP (First Community Financial) Net Loan: $428.74 Mil (As of Dec. 2025)

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FMFP First Community Financial Corp FMFP
60 GF Score
Price $14.13
GF Value $16.36
Valuation Modestly Undervalued
! 3 Warning Signs
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What is First Community Financial Net Loan?

First Community Financial FMFP 60 Net Loan is $428.74 Mil as of Dec. 2025. GuruFocus rates FMFP with a GF Score™ of 60/100 and a GF Value™ of $16.36 (Modestly Undervalued). The stock has 3 warning signs investors should review.

First Community Financial's quarterly net loan declined from Dec. 2023 ($466.54 Mil) to Dec. 2024 ($449.44 Mil) and declined from Dec. 2024 ($449.44 Mil) to Dec. 2025 ($428.74 Mil).

First Community Financial's annual net loan declined from Dec. 2023 ($466.54 Mil) to Dec. 2024 ($449.44 Mil) and declined from Dec. 2024 ($449.44 Mil) to Dec. 2025 ($428.74 Mil).

First Community Financial Net Loan Historical Data

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The historical data trend for First Community Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Community Financial Net Loan Chart

First Community Financial Annual Data
Trend Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 404.36 455.92 466.54 449.44 428.74

First Community Financial Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 404.36 455.92 466.54 449.44 428.74
FMFP
60GF Score
First Community Financial Corp FMFP
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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First Community Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $428.74 Mil mean?
First Community Financial (FMFP) has a Net Loan of $428.74 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on First Community Financial and its competitors.
Is First Community Financial's Net Loan too high?
First Community Financial's current Net Loan is $428.74 Mil. Overall, First Community Financial has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Community Financial's Net Loan compare to ANDC and EXCH?
First Community Financial's Net Loan of $428.74 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on First Community Financial and its competitors. First Community Financial's current Net Loan is $428.74 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Financial stock overvalued right now?
Based on GuruFocus' analysis, First Community Financial (FMFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.36, compared to a current price of $14.13 — trading 13.6% below its estimated fair value. The current Net Loan is $428.74 Mil. First Community Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For First Community Financial (FMFP), the current Net Loan is $428.74 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Community Financial (FMFP) Overvalued in 2026?

Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued. The current stock price of $14.13 is trading 13.6% below its estimated GF Value™ of $16.36. GuruFocus considers First Community Financial to be Modestly Undervalued.

Key valuation signals for FMFP:

  • Net Loan: $428.74 Mil
  • GF Value™: $16.36 vs. price of $14.13 (13.6% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Community Financial Business Description

Address 2 North Main Street, Mifflintown, PA, USA, 17059
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
60GF Score

Get the complete analysis for FMFP

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.13
Price
$16.36
GF Value