FMFP (First Community Financial) Total Noninterest Expense: $21.08 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FMFP First Community Financial Corp FMFP
60 GF Score
Price $14.13
GF Value $16.36
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is First Community Financial Total Noninterest Expense?

First Community Financial FMFP 60 Total Noninterest Expense is $21.08 Mil as of Dec. 2025. GuruFocus rates FMFP with a GF Score™ of 60/100 and a GF Value™ of $16.36 (Modestly Undervalued). The stock has 3 warning signs investors should review.

First Community Financial's Total Noninterest Expense for the six months ended in Dec. 2025 was $21.08 Mil. First Community Financial's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $21.08 Mil.

First Community Financial Total Noninterest Expense Related Terms

First Community Financial Total Noninterest Expense Historical Data

* Premium members only.

The historical data trend for First Community Financial's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Community Financial Total Noninterest Expense Chart

First Community Financial Annual Data
Trend Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.71 17.77 19.35 18.03 21.08

First Community Financial Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.71 17.77 19.35 18.03 21.08
FMFP
60GF Score
First Community Financial Corp FMFP
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Community Financial Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $21.08 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $21.08 Mil mean?
First Community Financial (FMFP) has a Total Noninterest Expense of $21.08 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on First Community Financial and its competitors.
Is First Community Financial's Total Noninterest Expense too high?
First Community Financial's current Total Noninterest Expense is $21.08 Mil. Overall, First Community Financial has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Community Financial's Total Noninterest Expense compare to ANDC and EXCH?
First Community Financial's Total Noninterest Expense of $21.08 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on First Community Financial and its competitors. First Community Financial's current Total Noninterest Expense is $21.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Financial stock overvalued right now?
Based on GuruFocus' analysis, First Community Financial (FMFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.36, compared to a current price of $14.13 — trading 13.6% below its estimated fair value. The current Total Noninterest Expense is $21.08 Mil. First Community Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For First Community Financial (FMFP), the current Total Noninterest Expense is $21.08 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Community Financial (FMFP) Overvalued in 2026?

Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued. The current stock price of $14.13 is trading 13.6% below its estimated GF Value™ of $16.36. GuruFocus considers First Community Financial to be Modestly Undervalued.

Key valuation signals for FMFP:

  • Total Noninterest Expense: $21.08 Mil
  • GF Value™: $16.36 vs. price of $14.13 (13.6% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Community Financial Business Description

Address 2 North Main Street, Mifflintown, PA, USA, 17059
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
60GF Score

Get the complete analysis for FMFP

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.13
Price
$16.36
GF Value