FMFP (First Community Financial) Asset Turnover: 0.03 (As of Dec. 2025)


FMFP First Community Financial Corp FMFP
62 GF Score
Price $14.14
GF Value $16.38
Valuation Modestly Undervalued
! 3 Warning Signs
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What is First Community Financial Asset Turnover?

First Community Financial FMFP -1.19% 62 Asset Turnover is 0.03 as of Dec. 2025. GuruFocus rates FMFP with a GF Score™ of 62/100 and a GF Value™ of $16.38 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. First Community Financial's Revenue for the six months ended in Dec. 2025 was $23.00 Mil. First Community Financial's Total Assets for the quarter that ended in Dec. 2025 was $670.19 Mil. Therefore, First Community Financial's Asset Turnover for the quarter that ended in Dec. 2025 was 0.03.

Asset Turnover is linked to ROE % through Du Pont Formula. First Community Financial's annualized ROE % for the quarter that ended in Dec. 2025 was 9.91%. It is also linked to ROA % through Du Pont Formula. First Community Financial's annualized ROA % for the quarter that ended in Dec. 2025 was 0.63%.


First Community Financial  (OTCPK:FMFP) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

First Community Financial's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=4.196/42.3465
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(4.196 / 45.992)*(45.992 / 670.1855)*(670.1855/ 42.3465)
=Net Margin %*Asset Turnover*Equity Multiplier
=9.12 %*0.0686*15.8262
=ROA %*Equity Multiplier
=0.63 %*15.8262
=9.91 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

First Community Financial's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=4.196/670.1855
=(Net Income / Revenue)*(Revenue / Total Assets)
=(4.196 / 45.992)*(45.992 / 670.1855)
=Net Margin %*Asset Turnover
=9.12 %*0.0686
=0.63 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


First Community Financial Asset Turnover Related Terms


First Community Financial Asset Turnover Historical Data

* Premium members only.

The historical data trend for First Community Financial's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Community Financial Asset Turnover Chart

First Community Financial Annual Data
Trend Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03

First Community Financial Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.03 0.03 0.03 0.03

FMFP vs TMAK, MBBC, CYSM: Asset Turnover Comparison

For the Banks - Regional subindustry, First Community Financial's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Community Financial Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, First Community Financial's Asset Turnover distribution charts can be found below:

* The bar in red indicates where First Community Financial's Asset Turnover falls into.


FMFP
62GF Score
First Community Financial Corp FMFP
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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First Community Financial Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

First Community Financial's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=22.996/( (676.761+663.61)/ 2 )
=22.996/670.1855
=0.03

First Community Financial's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=22.996/( (676.761+663.61)/ 2 )
=22.996/670.1855
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.03 mean?
First Community Financial (FMFP) has a Asset Turnover of 0.03 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on First Community Financial and its competitors.
Is First Community Financial's Asset Turnover too high?
First Community Financial's current Asset Turnover is 0.03. Overall, First Community Financial has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Community Financial's Asset Turnover compare to TMAK and MBBC?
First Community Financial's Asset Turnover of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on First Community Financial and its competitors. First Community Financial's current Asset Turnover is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Financial stock overvalued right now?
Based on GuruFocus' analysis, First Community Financial (FMFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.38, compared to a current price of $14.14 — trading 13.7% below its estimated fair value. The current Asset Turnover is 0.03. First Community Financial's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For First Community Financial (FMFP), the current Asset Turnover is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Community Financial (FMFP) Overvalued in 2026?

Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued. The current stock price of $14.14 is trading 13.7% below its estimated GF Value™ of $16.38. GuruFocus considers First Community Financial to be Modestly Undervalued.

Key valuation signals for FMFP:

  • Asset Turnover: 0.03
  • GF Value™: $16.38 vs. price of $14.14 (13.7% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Community Financial Business Description

Address 2 North Main Street, Mifflintown, PA, USA, 17059
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
62GF Score

Get the complete analysis for FMFP

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.14
Price
$16.38
GF Value