FMFP (First Community Financial) ROC (Joel Greenblatt) %: % (As of Dec. 2025)


FMFP First Community Financial Corp FMFP
62 GF Score
Price $14.14
GF Value $16.37
Valuation Modestly Undervalued
! 3 Warning Signs
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What is First Community Financial ROC (Joel Greenblatt) %?

First Community Financial FMFP -1.19% 62 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates FMFP with a GF Score™ of 62/100 and a GF Value™ of $16.37 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 46 Banks companies, First Community Financial ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FMFP
62GF Score
First Community Financial Corp FMFP
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
First Community Financial (FMFP) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Community Financial and its competitors. According to the industry distribution chart, First Community Financial ranks #999999 out of 46 companies in the Banks industry.
Is First Community Financial's ROC (Joel Greenblatt) % too high?
First Community Financial's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, First Community Financial ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Community Financial has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Community Financial's ROC (Joel Greenblatt) % compare to ANDC and EXCH?
According to the Banks industry distribution chart, First Community Financial ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places First Community Financial in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on First Community Financial and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Community Financial's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Financial stock overvalued right now?
Based on GuruFocus' analysis, First Community Financial (FMFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.37, compared to a current price of $14.14 — trading 13.6% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. First Community Financial's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For First Community Financial (FMFP), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Community Financial (FMFP) Overvalued in 2026?

Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued. The current stock price of $14.14 is trading 13.6% below its estimated GF Value™ of $16.37. GuruFocus considers First Community Financial to be Modestly Undervalued.

Key valuation signals for FMFP:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $16.37 vs. price of $14.14 (13.6% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Community Financial Business Description

Address 2 North Main Street, Mifflintown, PA, USA, 17059
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
62GF Score

Get the complete analysis for FMFP

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.14
Price
$16.37
GF Value