First Community FinancialFMFP -0.07%60 5-Year Yield-on-Cost % is 1.49 as of Jul. 09, 2026, which is 53% below its 10-year median of 3.20. GuruFocus rates FMFP with a GF Score™ of 60/100 and a GF Value™ of $16.37 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,254 Banks companies, First Community Financial ranks worse than 87.88% on this metric.
The historical rank and industry rank for First Community Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
FMFP'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.6 Med: 3.2 Max: 5.81
Current: 1.49
During the past 13 years, First Community Financial's highest Yield on Cost was 5.81. The lowest was 0.60. And the median was 3.20.
FMFP's 5-Year Yield-on-Cost % is ranked worse than 87.88% of 1254
companies
in the Banks industry
Industry Median: 3.94
vs FMFP: 1.49
First Community Financial (OTCPK:FMFP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
First Community Financial 5-Year Yield-on-Cost % Related Terms
FMFP vs ANDC, EXCH, KFFB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, First Community Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Community Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, First Community Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where First Community Financial's 5-Year Yield-on-Cost % falls into.
First Community Financial 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
First Community Financial (FMFP) has a 5-Year Yield-on-Cost % of 1.49 as of Jul. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Community Financial and its competitors. This is 53% below median its historical median of 3.20. Over the past decade, First Community Financial's 5-Year Yield-on-Cost % has ranged from 0.60 to 5.81. According to the industry distribution chart, First Community Financial ranks #1102 out of 1254 companies in the Banks industry, placing it in the top 87.9%.
Is First Community Financial's 5-Year Yield-on-Cost % too high?
First Community Financial's current 5-Year Yield-on-Cost % of 1.49 is 53% below median its 10-year median of 3.20. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 5.81. The Banks industry median 5-Year Yield-on-Cost % is 3.94. First Community Financial's value of 1.49 is 62.2% below this industry median. Based on the distribution chart, First Community Financial ranks #1102 out of 1254 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Community Financial has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Community Financial's 5-Year Yield-on-Cost % compare to ANDC and EXCH?
According to the Banks industry distribution chart, First Community Financial ranks #1102 out of 1254 companies for 5-Year Yield-on-Cost %. This places First Community Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.94. First Community Financial's value of 1.49 is 62.2% below this benchmark. Historically, First Community Financial's own 5-Year Yield-on-Cost % has ranged from 0.60 to 5.81 over the past decade. While the company's 10-year median is 3.20 vs. the industry median of 3.94, First Community Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.94, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Community Financial's current 5-Year Yield-on-Cost % of 1.49 is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Community Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Community Financial's current 5-Year Yield-on-Cost % is 1.49, which is 53% below median its own 10-year median of 3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Financial stock overvalued right now?
Based on GuruFocus' analysis, First Community Financial (FMFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.37, compared to a current price of $14.13 — trading 13.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.49, which is 53% below median its 10-year median of 3.20 and 62.2% below the Banks industry median of 3.94. First Community Financial's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Community Financial (FMFP), the current 5-Year Yield-on-Cost % is 1.49 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Community Financial (FMFP) Overvalued in 2026?
Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued.
The current stock price of $14.13 is trading 13.7% below its estimated GF Value™ of $16.37.
GuruFocus considers First Community Financial to be Modestly Undervalued.
Key valuation signals for FMFP:
5-Year Yield-on-Cost %: 1.49 (53% below median its 10-year median of 3.20)
GF Value™: $16.37 vs. price of $14.13 (13.7% below fair value)
Industry Position: 62.2% below the Banks median (#1102 of 1254)
No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
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