FMFP (First Community Financial) Shiller PE Ratio: (As of Sep. 21, 2026)

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FMFP First Community Financial Corp FMFP
61 GF Score
Price $12.93
GF Value $16.33
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is First Community Financial Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


First Community Financial  (OTCPK:FMFP) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


First Community Financial Shiller PE Ratio Related Terms


First Community Financial Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for First Community Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Community Financial Shiller PE Ratio Chart

First Community Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.26 12.84 9.85 7.86 10.30

First Community Financial Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.19 7.86 10.30 9.44 9.43

FMFP vs EFSG, PCLB, EXCH: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, First Community Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Community Financial Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, First Community Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where First Community Financial's Shiller PE Ratio falls into.


FMFP
61GF Score
First Community Financial Corp FMFP
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Community Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

First Community Financial's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, First Community Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.2739/333.9520*333.9520
=0.274

Current CPI (Jun. 2026) = 333.9520.

First Community Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
200812 0.180 210.228 0.286
200903 0.265 212.709 0.416
200906 0.220 215.693 0.341
200909 0.185 215.969 0.286
200912 0.125 215.949 0.193
201003 0.285 217.631 0.437
201006 0.300 217.965 0.460
201009 0.355 218.439 0.543
201012 0.375 219.179 0.571
201103 0.355 223.467 0.531
201106 0.390 225.722 0.577
201109 0.390 226.889 0.574
201112 0.345 225.672 0.511
201203 0.403 229.392 0.587
201206 0.434 229.478 0.632
201209 0.405 231.407 0.584
201212 0.365 229.601 0.531
202003 0.311 258.115 0.402
202006 0.285 257.797 0.369
202009 0.392 260.280 0.503
202012 0.452 260.474 0.579
202103 0.442 264.877 0.557
202106 0.491 271.696 0.603
202109 0.468 274.310 0.570
202112 0.429 278.802 0.514
202203 0.459 287.504 0.534
202206 0.436 296.311 0.491
202209 0.443 296.808 0.498
202212 0.515 296.797 0.579
202303 0.308 301.836 0.340
202306 0.122 305.109 0.134
202312 -0.215 306.746 -0.234
202409 0.256 315.301 0.271
202412 0.009 315.605 0.009
202503 0.269 319.799 0.280
202506 0.261 322.561 0.270
202509 -0.072 324.800 -0.074
202512 0.284 324.054 0.292
202603 0.210 330.213 0.212
202606 0.274 333.952 0.274

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is First Community Financial (FMFP) Overvalued in 2026?

Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued. The current stock price of $12.93 is trading 20.8% below its estimated GF Value™ of $16.33. GuruFocus considers First Community Financial to be Modestly Undervalued.

Key valuation signals for FMFP:

  • Shiller PE Ratio:
  • GF Value™: $16.33 vs. price of $12.93 (20.8% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Community Financial Business Description

Address 2 North Main Street, Mifflintown, PA, USA, 17059
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
61GF Score

Get the complete analysis for FMFP

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.93
Price
$16.33
GF Value