FMFP (First Community Financial) YoY EPS Growth: 89.74% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FMFP First Community Financial Corp FMFP
61 GF Score
Price $12.20
GF Value $16.34
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is First Community Financial YoY EPS Growth?

First Community Financial FMFP -2.40% 61 YoY EPS Growth is 89.74% as of Dec. 2025. GuruFocus rates FMFP with a GF Score™ of 61/100 and a GF Value™ of $16.34 (Modestly Undervalued). The stock has 2 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. First Community Financial's YoY EPS Growth for the quarter that ended in Dec. 2025 was 89.74%.

First Community Financial's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $0.74.

First Community Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for First Community Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Community Financial YoY EPS Growth Chart

First Community Financial Annual Data
Trend Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.08 1.09 -77.30 -7.14 89.74

First Community Financial Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.08 1.09 -77.30 -7.14 89.74
FMFP
61GF Score
First Community Financial Corp FMFP
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Community Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

First Community Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.74-0.39)/ | 0.39 |
=89.74 %

First Community Financial's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 ) |
=(0.74-0.39)/ | 0.39 |
=89.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 89.74% mean?
First Community Financial (FMFP) has a YoY EPS Growth of 89.74% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for First Community Financial and its competitors.
Is First Community Financial's YoY EPS Growth too high?
First Community Financial's current YoY EPS Growth is 89.74%. Overall, First Community Financial has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Community Financial's YoY EPS Growth compare to EFSG and PCLB?
First Community Financial's YoY EPS Growth of 89.74% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for First Community Financial and its competitors. First Community Financial's current YoY EPS Growth is 89.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Financial stock overvalued right now?
Based on GuruFocus' analysis, First Community Financial (FMFP) is currently considered Modestly Undervalued. The stock's GF Value™ is $16.34, compared to a current price of $12.20 — trading 25.3% below its estimated fair value. The current YoY EPS Growth is 89.74%. First Community Financial's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For First Community Financial (FMFP), the current YoY EPS Growth is 89.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Community Financial (FMFP) Overvalued in 2026?

Based on GuruFocus' analysis, First Community Financial stock appears to be undervalued. The current stock price of $12.20 is trading 25.3% below its estimated GF Value™ of $16.34. GuruFocus considers First Community Financial to be Modestly Undervalued.

Key valuation signals for FMFP:

  • YoY EPS Growth: 89.74%
  • GF Value™: $16.34 vs. price of $12.20 (25.3% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the FMFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Community Financial Business Description

Address 2 North Main Street, Mifflintown, PA, USA, 17059
First Community Financial Corp through its subsidiary, is engaged in offering banking services. The services provided include loans, deposits, trust, and other related financial services. It offers Personal banking and Business banking services. Its banking services provide Checking, credit cards, savings, Loans, online, and Business services. It also provides Mortgage, Insurance, and Wealth management services.
61GF Score

Get the complete analysis for FMFP

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.20
Price
$16.34
GF Value